Essex County and Haverhill City property record for 511 River St, Haverhill, MA 01832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1910 |
| Lot Size | 0.114 acres (4,948 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Dec 2017) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance May 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506-253-19 |
| Primary APN | 506-253-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,760 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,948 sqft (0.114 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 506-253-19 |
|---|---|
| Street Address | 511 RIVER ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 253 |
| Legal Lot Number | 19 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 260900 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MV OF MASSACHUSETTS LLC |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 8, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on Record |
| Deed Sale | Dec 8, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2010 · Amount on Record |
| Deed Book / Page | 36393 / 433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040674-523 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 40674/523 |
| Instrument | 20220124000090 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040970-265 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 40970/265 |
| Instrument | 20220531005490 |
| Name | MV OF MASSACHUSETTS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039832-213 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 39832/213 |
| Instrument | 20210503000430 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39832-213 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 39832/213 |
| Instrument | 20210503000430 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Dec 8, 2017 |
| Property Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Document Number | 36393-433 |
| Book / Page | 36393 / 433 |
| Instrument | 171208007060 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 RIVER ST, HAVERHILL, MA 01832-5142 |
| Document Number | 363930436 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 36393/0436 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 8, 2048 |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 (+11.46%) | $454,900 (+10.74%) Land $135,200 Building $319,700 | $483,740 |
| 2024 | $4,371.00 (+1.63%) | $410,800 (+6.51%) Land $126,200 Building $284,600 | |
| 2023 | $4,301.00 | $385,700 Land $126,200 Building $259,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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