511 Ridge Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 511 Ridge Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,619 sqft · built 1961
Lot Size	0.363 acres (15,800 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2020)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-671-12624400`

Property Details

APN / Parcel Number

Primary APN	`02-671-12624400`
Alternative APNs	`267112624400` `67112624400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,619 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	975 sqft
Finished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,800 sqft (0.363 acres)
Porch	Open Porch
Porch Area	361 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	67112624400
Street Address	511 RIDGE RD
City	ANNAPOLIS
State	MD
Zip	21401-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 33 PL 2 ROLLING KNOLLS
Legal Subdivision	ROLLING KNOLLS
Legal Block	1
Legal Lot Number	33
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702402

Owner

511 Ridge Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 RIDGE RD, ANNAPOLIS, MD 21401-6735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 1, 2020	Deed, Transfer · FHA Mortgage R M K FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Mar 7, 2001
Deed Book / Page	35694 / 137
Transfer Doc	0000002550
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	511 RIDGE RD, ANNAPOLIS, MD 21401-6735
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373550147
Date	Aug 12, 2021
Book Page	37355/147

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 1, 2020
Property Address	511 RIDGE RD, ANNAPOLIS, MD 21401-6735
Document Number	0356940137
Book / Page	35694 / 137
Map Reference	MB 25 FO 11
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 RIDGE RD, ANNAPOLIS, MD 21401-6735

Mortgage

Document Number	35694143
Date	Dec 1, 2020
Instrument	35694/143

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Ridge Rd was $5,326.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,800 Land $216,500 Building $244,300	$460,800 Land $216,500 Building $244,300
2025	$5,326.00
2023	$4,383.00	$401,400 Land $216,500 Building $184,900	$401,400 Land $216,500 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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