Kane County property record for 511 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,470 sqft · built 1943 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,333 (Apr 2022) |
| Tax Bill | $7,794 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-178-004 |
| Primary APN | 12-03-178-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 2,450 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 511 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 4 ELMWOOD ADDITION |
| Legal Subdivision | 4 ELMWOOD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 852608 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 511 RICHARDS ST, GENEVA, IL 60134-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer |
| Dec 16, 2021 | Intrafamily Transfer, Transfer · Line of Credit KANE COUNTY TEACHERS CU |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOYNE SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2005 · Amount on Record |
| Deed Document Number | 202223267 |
| Prior Transfer Date | Dec 14, 2021 |
| Prior Transfer Doc | 0000093378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 29, 2022 |
| Property Address | 511 RICHARDS ST, GENEVA, IL 60134-1260 |
| Document Number | 0000023267 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022K023267 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 RICHARDS ST, GENEVA, IL 60134-1260 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2021 |
| Property Address | 511 RICHARDS ST, GENEVA, IL 60134-1260 |
| Document Number | 0000093378 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021K093378 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 E NERGE RD, ROSELLE, IL 60172-4884 |
| Document Number | 0000093325 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021K093325 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 511 RICHARDS ST, GENEVA, IL 60134-1260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0000061707 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020K061707 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2050 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,794.00 (+14.52%) Homeowner's exemption | ||
| 2024 | $99,465 (+13.65%) Land $35,954 Building $63,511 | $298,514 (+13.69%) Land $107,905 Building $190,609 | |
| 2022 | $6,806.00 (+3.12%) Homeowner's exemption | $87,519 (+3.86%) Land $30,371 Building $57,148 | $262,557 (+3.86%) Land $91,113 Building $171,444 |
| 2021 | $6,600.00 Homeowner's exemption | $84,266 Land $29,242 Building $55,024 | $252,798 Land $87,726 Building $165,072 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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