511 Rice St, Elmore, OH 43416 Property Records

Ottawa County property record for 511 Rice St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,976 sqft · built 1919
Lot Size	0.284 acres (12,358 sqft)
Owner	Individual Name on File
Tax Bill	$4,576 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`031273-4`

Property Details

APN / Parcel Number

Primary APN	`031273-4`
Alternative APN	`019-02712-03400-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,052 sqft
Upper Floors Area	924 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2021
Exterior Material	Wood
Lot Area	12,358 sqft (0.284 acres)
Lot Dimensions	206 ft deep x 60 ft wide
Garage Area	362 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Deck Area	128 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031273-4
Street Address	511 RICE ST
City	ELMORE
State	OH
Zip	43416-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 W 60 FT ZIEGERS
Legal Subdivision	WM ZIEGER ADDITION
Legal Lot Number	2
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4020
Census Tract	50900

Owner

511 Rice St is owned by an individual who acquired it in May 2022.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 RICE ST, 12322, ELMORE, OH 43416-9419
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 14, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022
Deed Sale	May 4, 2022
Prior Sale	Sep 14, 2021 · Amount on File
Deed Document Number	2022317344
Deed Book / Page	1897 / 43
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 4, 2022
Property Address	511 RICE ST, ELMORE, OH 43416-9419
Document Number	0000317344
Book / Page	1897 / 43
Instrument Date	Apr 29, 2022
Instrument	2022-317344
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RICE ST, ELMORE, OH 43416-9419

Mortgage

Document Number	0018970044
Date	May 4, 2022
Instrument	1897-0044

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Sep 14, 2021
Property Address	511 RICE ST, ELMORE, OH 43416-9419
Document Number	0000310637
Book / Page	1860 / 918
Instrument Date	Sep 14, 2021
Instrument	2021-310637
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 167043, OREGON, OH 43616-7043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 511 Rice St was $4,576, up 0.3% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,576.00 (+0.31%)	$84,977 (-) Land $10,080 Building $74,897
2024	$4,562.00 (+8.23%)	$84,977 (+25.31%) Land $10,080 Building $74,897	$242,790 Land $28,800 Building $213,990
2023	$4,215.00 (+6.25%)	$67,813 (+0.19%) Land $4,806 Building $63,007
2022	$3,967.00	$67,684 Land $4,806 Building $62,878
2021			$193,750 Land $13,730 Building $180,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Rice St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Rice St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rice St

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