511 Regent St, Ardmore, OK 73401 Property Records

Carter County property record for 511 Regent St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,964 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (May 2008)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0095-00-002-014-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0095-00-002-014-0-001-00`
Alternative APN	`8964`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	456 sqft
Carport	Carport
Carport Area	456 sqft

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8964
Street Address	511 REGENT ST
City	ARDMORE
State	OK
Zip	73401-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADLAWN, BLK 2 LOT 14 (65X120) LOT 15 W 10 (10X120)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	BROADLAWN ADDN
Legal Block	2
Legal Lot Number	14,15
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2005
Census Tract	892601

Owner

511 Regent St is owned and occupied by two individuals who bought it in May 2008.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 REGENT ST, ARDMORE, OK 73401-1763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Sep 15, 2021	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Mar 8, 2013	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Aug 6, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
May 27, 2008	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2008 · Amount on File
Deed Sale	May 27, 2008 · Amount on File
Deed Document Number	20086903
Deed Book / Page	4838 / 87
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	004838/087
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006550/137
Date	May 25, 2018
Book Page	6550/137
Instrument	2018-005397

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 11, 2038

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006649/073
Date	Dec 13, 2018
Book Page	6649/073
Instrument	2018-014165

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 5, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007106/224
Date	Sep 15, 2021
Book Page	7106/224
Instrument	2021-010174

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005662/024
Date	Mar 8, 2013
Book Page	5662/024
Instrument	2013-003031

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	59 Months
Due	Feb 25, 2018

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007564/93
Date	Aug 6, 2024
Book Page	7564/93
Instrument	I-2024-007179

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 27, 2008
Property Address	511 REGENT ST, ARDMORE, OK 73401-1763
Document Number	004838/087
Book / Page	4838 / 087
Instrument Date	May 21, 2008
Instrument	2008-006903
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 REGENT ST, ARDMORE, OK 73401-1763

Tax Assessment & Valuation

The 2025 property tax bill for 511 Regent St was $1,037 with a homeowner's exemption, down 0.1% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,736 (+3%) Land $1,451 Building $10,285	$97,796 (-38.25%) Land $12,095 Building $85,701
2025	$1,037.00 (-0.1%) Homeowner's exemption	$11,394 (+3.01%) Land $1,409 Building $9,985	$158,379 (+0.26%) Land $20,000 Building $138,379
2024	$1,038.00 (+7.79%) Homeowner's exemption	$11,061 (+2.99%) Land $1,368 Building $9,693	$157,966 (+7.21%) Land $20,000 Building $137,966
2023	$963.00 Homeowner's exemption	$10,740 Land $1,326 Building $9,414	$147,344 Land $20,000 Building $127,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Regent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Regent St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

Nearby Properties on Regent St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures