Monroe County property record for 511 Rau St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,472 sqft · built 1986 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Company Name on File |
| Last Sale | $312,000 (Aug 2021) |
| Tax Bill | $4,741 (2024) |
| Deeds & Mortgages | Dec 2020 Construction Loan Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-201-013-000 |
| Primary APN | 07-25-201-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Area | 768 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,173 sqft |
| Cooling System | Central |
|---|
| Street Address | 212 RAU ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOTS 1, 2 & PART VACATED ALLEY & STREET JAMES B MOORES ADDN, LOTS 14B, 34B & PART LOT 13 WEST OUTLOTS |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | NEEDLE & GALLS ADD |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-201-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 E MILL ST, WATERLOO, IL 62298-1518 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK WATERLOO |
| Nov 19, 2020 | Quit Claim Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Jun 25, 2020 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 2021419198 |
| Prior Transfer Date | Nov 19, 2020 |
| Prior Transfer Doc | 0000412644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 511 RAU ST, WATERLOO, IL 62298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000413793 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 413793 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 19, 2020 |
| Property Address | 511 RAU ST, WATERLOO, IL 62298 |
| Document Number | 0000412642 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 412642 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6467 KONARCIK RD WATERLOO IL 622982421, WATERLOO, IL 62298-2421 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 25, 2020 |
| Property Address | 511 RAU ST, WATERLOO, IL 62298 |
| Document Number | 0000409001 |
| Map Reference | MB A PG 24 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 409001 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6467 KONARCIK RD, WATERLOO, IL 62298-2421 |
| Document Number | 0000409002 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 409002 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,010 (+19.27%) Land $21,140 Building $61,870 | $249,030 (+19.27%) Land $63,420 Building $185,610 | |
| 2024 | $4,741.00 | ||
| 2022 | $69,600 Land $18,100 Building $51,500 | $208,800 Land $54,300 Building $154,500 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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