511 Poplar St, Ramona, CA 92065 Property Records

San Diego County property record for 511 Poplar St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1972
Lot Size	0.487 acres (21,228 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (May 2020)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-072-11-00`

Property Details

APN / Parcel Number

Primary APN	`281-072-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,228 sqft (0.487 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	511 POPLAR ST
City	RAMONA
State	CA
Zip	92065-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 254 E 100 FT OF W 200 FT OF S 200 FT OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	254
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1025
Census Tract	20812

Owner

511 Poplar St is owned and occupied by two individuals who bought it in May 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 POPLAR ST, RAMONA, CA 92065-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
May 28, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Jul 2, 2002 · Amount on File
Deed Document Number	2020268575
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	0000339793
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2026
Property Address	511 POPLAR ST, RAMONA, CA 92065-1911
Document Number	0000100117
Instrument Date	Mar 28, 2026
Instrument	2026100117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 POPLAR ST, RAMONA, CA 92065-1911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000100117,
Date	Apr 10, 2026
Instrument	2026100117

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	511 POPLAR ST, RAMONA, CA 92065-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 POPLAR ST, RAMONA, CA 92065-1911

Mortgage

Document Number	0000043772
Date	Jan 20, 2021
Instrument	2021-0043772

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2020
Property Address	511 POPLAR ST, RAMONA, CA 92065-1911
Document Number	0000268575
Instrument Date	Apr 13, 2020
Instrument	268575
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 POPLAR ST RAMONA CA 920651911, RAMONA, CA 92065-1911

Mortgage

Document Number	268576
Date	May 28, 2020
Instrument	268576

Lender

Name	STEARNS LNDG
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Poplar St was $5,361 with a homeowner's exemption, down 1.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,851 (+2%) Land $192,803 Building $310,048
2025	$5,361.00 (-1.51%) Homeowner's exemption	$492,992 Land $189,023 Building $303,969
2024	$5,443.00 (+9.85%)
2023	$4,955.00 (-2.23%) Homeowner's exemption	$473,850 Land $181,684 Building $292,166
2022	$5,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 511 Poplar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Poplar St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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