McLeod County property record for 511 Ponto Pt, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,920 sqft · built 1968 |
| Lot Size | 2.3 acres (100,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Oct 2021) |
| Tax Bill | $11,460 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.124.0010 |
| Primary APN | 21.124.0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 3,920 sqft Total Area |
| 1st Floor Area | 3,949 sqft |
| Basement Area | 2,855 sqft |
| Finished Basement | 2,855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,198 sqft (2.3 acres) |
| Lot Dimensions | 651 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 975 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 460 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 511 PONTO PT |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONTAS POINT LOT-004 |
| Legal Subdivision | PONTAS POINT |
| Legal Lot Number | 4 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950100 |
Source: McLeod County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP BANK FSB |
| Feb 9, 2015 | Deed of Trust, Mortgage · Commercial Mortgage QUICKEN LOANS INC |
| Apr 29, 2024 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST CO |
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK & TRUST CO |
| Aug 15, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2015 · Amount on Record |
| Deed Document Number | 202168437 |
| Prior Transfer Date | Aug 6, 2018 |
| Prior Transfer Doc | 0000063155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000067459 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 67459 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000069858 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 69858 |
| Name | FLAGSHIP BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000058446 |
|---|---|
| Date | Feb 9, 2015 |
| Instrument | 58446 |
| Name | QUICKEN LOANS INC |
|---|---|
| Address | DETROIT, MI 48226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000071576 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 71576 |
| Name | SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Oct 4, 2021 |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Document Number | 0000068437 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 68437 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | TITLE MARK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Document Number | 0000068438 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 68438 |
| Name | SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Aug 15, 2018 |
| Property Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Document Number | 0000063155 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 63155 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 511 PONTO PT, WINSTED, MN 55395-7830 |
| Investor | Possibly a Property Investor |
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,460.00 (+41.97%) Homeowner's exemption | ||
| 2025 | $696,700 (+11.63%) Land $226,400 Building $470,300 | $696,700 (+11.63%) Land $226,400 Building $470,300 | |
| 2022 | $624,100 Land $215,400 Building $408,700 | $624,100 Land $215,400 Building $408,700 | |
| 2019 | $8,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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