Howard County property record for 511 Pine St, Elma, IA 50628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,889 sqft · built 1900 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,500 (Jun 2011) |
| Tax Bill | $2,428 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 300013310010000 |
| Primary APN | 300013310010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,889 sqft Living Area |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,996 sqft (0.482 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Deck Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 511 PINE ST |
|---|---|
| City | ELMA |
| State | IA |
| Zip | 50628-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10, 11 & 12 BLK 33 ELMA CORP |
| Legal Block | 33 |
| Legal Lot Number | 10 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | AFTON |
| Census Block Group | 2 |
| Census Block | 2155 |
| Census Tract | 960300 |
511 Pine St is owned and occupied by two individuals who bought it in June 2011.
Source: Howard County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 PINE ST, ELMA, IA 50628-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2011 · Amount on File |
| Deed Sale | Jun 13, 2011 · Amount on File |
| Deed Document Number | 2011726 |
| Deed Book / Page | 2011 / 726 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 511 Pine St was $2,428 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Elma City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,428.00 | $148,010 (-) Land $8,270 Building $139,740 | $148,010 (-) Land $8,270 Building $139,740 |
| 2025 | $2,428.00 (-4.71%) Homeowner's exemption | $148,010 Land $8,270 Building $139,740 | $148,010 Land $8,270 Building $139,740 |
| 2024 | $2,548.00 | ||
| 2023 | $130,050 (+33.89%) Land $8,270 Building $121,780 | $130,050 Land $8,270 Building $121,780 | |
| 2022 | $2,242.00 Homeowner's exemption | $97,130 Land $8,270 Building $88,860 | |
| 2021 | $97,130 Land $8,270 Building $88,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1993–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER SUPPLY serves 505 people · EPA ID IA4525017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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