511 Pepperwood Ln, Hubert, NC 28539 Property Records

Onslow County property record for 511 Pepperwood Ln, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,783 sqft · built 2012
Lot Size1.62 acres (70,567 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Sep 2022)
Tax Bill$1,510 (2023)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1316A-119

Property Details

APN / Parcel Number

Primary APN1316A-119
Alternative APNs
  • 488996000
  • 453218000
  • 156394

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,783 sqft Living Area

Exterior

Year BuiltBuilt 2012
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area70,567 sqft (1.62 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number488996000
Street Address511 PEPPERWOOD LN
CityHUBERT
StateNC
Zip28539-3799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL57 VISTA CAY VILLAGE S5A S/F 1316-53 (030632)
Legal SubdivisionVISTA CAY VILLAGE SECV-A
Legal Lot Number57
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group1
Census Block1012
Census Tract2801

Owner

Source: Onslow County records · APN 1316A-119

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address511 PEPPERWOOD LN, HUBERT, NC 28539-3799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Warranty Deed, Transfer · VA Mortgage
WEST TOWN BANK & TRUST
Sep 13, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleSep 13, 2019 · Amount on Record
Deed Document Number0005835977
Deed Book / Page5835 / 977
Record UpdatedJun 07, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 13, 2022
Property Address511 PEPPERWOOD LN, HUBERT, NC 28539-3799
Document Number0058350977
Book / Page5835 / 977
Map ReferenceMB 64 PG 174
Instrument DateSep 02, 2022
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 PEPPERWOOD LN, HUBERT, NC 28539-3799

Mortgage

Document Number0005836001
DateSep 13, 2022
Instrument5836-001
Lender
NameWEST TOWN BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateSep 13, 2019
Property Address511 PEPPERWOOD LN, HUBERT, NC 28539-3799
Document Number0050190762
Book / Page005019 / 000762
Instrument DateAug 27, 2019
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$393.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address511 PEPPERWOOD LN HUBERT NC 285393799, HUBERT, NC 28539-3799

Mortgage

Document Number50190765
DateSep 13, 2019
Book Page005019/000765
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,510.00$230,554 Land $40,100 Building $190,454$230,554 Land $40,100 Building $190,454

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330028011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 86 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims11 (1998–2018)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Ophelia, Sep 2005 · 2 claims
  • Hurricane Bonnie, Aug 1998 · 2 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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