511 Pepper St, Muncy, PA 17756 Property Records

Lycoming County property record for 511 Pepper St, Muncy, PA 17756

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,757 sqft · built 1901
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$90,690 (Jun 2005)
Tax Bill	$2,175 (2026)
Deeds & Mortgages	Feb 2008 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`40-004-504`

Property Details

APN / Parcel Number

Primary APN	`40-004-504`
Alternative APNs	`40+,004.0-0504.00-000+` `404504`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
Basement Area	816 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1931
Exterior Material	Wood Siding
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	180 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 PEPPER ST
City	MUNCY
State	PA
Zip	17756-8321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4AGR
Jurisdiction	LYCOMING PA
Township / Civil Division	MUNCY CREEK
Census Block Group	4
Census Block	4029
Census Tract	10800

Owner

511 Pepper St is owned and occupied by an individual who acquired it in April 2026.

Source: Lycoming County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	511 PEPPER ST, MUNCY, PA 17756-8321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2008	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2005	Deed, Transfer · Stand-Alone Second Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2005 · Amount on File
Deed Sale	Jun 24, 2005 · Amount on File
Deed Document Number	20059680
Deed Book / Page	5340 / 246
Last Transfer Date	Apr 17, 2026
Transfer Doc	09379/2600
Record Updated	Oct 29, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	511 PEPPER ST, MUNCY, PA 17756-8321
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006262/242
Date	Feb 26, 2008
Book Page	6262/242
Instrument	200800002470

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2023

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYCOMING PA
Recording Date	Apr 30, 2026
Property Address	511 PEPPER ST, MUNCY, PA 17756-8321
Document Number	0000004518
Book / Page	9379 / 2600
Instrument Date	Apr 17, 2026
Instrument	20264518
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PEPPER ST, MUNCY, PA 17756-8321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004519,
Date	Apr 30, 2026
Instrument	20264519

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYCOMING PA
Recording Date	Apr 30, 2026
Property Address	511 PEPPER ST, MUNCY, PA 17756-8321
Document Number	09379/2600
Book / Page	9379 / 2600
Instrument Date	Apr 17, 2026
Instrument	20264518
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PEPPER ST, MUNCY, PA 17756-8321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004519,
Date	Apr 30, 2026
Instrument	20264519

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	LYCOMING PA
Recording Date	Jun 24, 2005
Property Address	511 PEPPER ST, MUNCY, PA 17756-8321
Document Number	005340/246
Book / Page	5340 / 246
Instrument Date	Jun 22, 2005
Instrument	200500009680
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 PEPPER ST, MUNCY, PA 17756-8321
Investor	Possibly a Property Investor

Mortgage

Document Number	200500009684
Date	Jun 24, 2005
Instrument	200500009684

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2020

Mortgage

Document Number	005340/250
Date	Jun 24, 2005
Book Page	5340/250
Instrument	200500009682

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	DALLAS, TX 75266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 511 Pepper St was $2,175.

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lycoming County
County Subdivision	Muncy Creek Township
Unified School District	Muncy School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,175.00	$88,000 Land $17,000 Building $71,000
2024	$2,131.00	$88,000 (-) Land $17,000 Building $71,000
2023	$2,131.00	$88,000 Land $17,000 Building $71,000
2004			$88,000 Land $17,000 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Pepper St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	68 (1978–2011)
Claims Outside the SFHA	12 of 68
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 19 claims Tropical Depression Ivan, Sep 2004 · 15 claims Severe Storms And Flooding, Jan 1996 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Pepper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNCY BOROUGH WATER COMPANY serves 2,900 people · EPA ID PA4410165
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	890 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: River Valley Internet.

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