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511 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 511 Pennsylvania Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage1,440 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
Garage352 sqft
Last Sale$340,000 (2023)
Tax Bill$5,087.00 (2025)

Property Details

APN / Parcel Number

Primary APN76593
Alternative APN
  • 012630000100120180

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,440 sqft Heated Area
1st Floor1,056 sqft 1st Floor
Upper Floors384 sqft Upper Floors
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1999
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width150 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area352 sqft Garage

Exterior Amenities

FenceFence
Patio Area80 sqft Patio
Porch1 Porch
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76593
Street Address511 PENNSYLVANIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2884
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 12 LOTS 18, 19 & 20 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block12
Legal Lot Number2,18-20 19
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43500

Owner

Source: Osceola County records · APN 76593

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address13839 TYBEE BEACH LN, ORLANDO, FL 32827-7952
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CANOPY MORTGAGE LLC
Nov 18, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB
Aug 05, 2020Warranty Deed, Transfer
BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Prior SaleNov 18, 2020 · Amount on Record
Deed Doc Number2023165473
Deed Book / Page6522 / 695
Record RefreshedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2023
Property Address511 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2884
Document Number0065220695
Book / Page6522 / 695
Map ReferenceMB B PG 33&34
Instrument DateDec 18, 2023
Instrument2023165473
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address264 HARVEST RD, REIDSVILLE, NC 27320-7852

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address13839 TYBEE BEACH LN, ORLANDO, FL 32827-7952

Mortgage

Document Number0006522698
DateDec 20, 2023
Instrument6522/698
Lender
NameCANOPY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 18, 2020
Property Address511 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2884
Document Number0058342902
Book / Page5834 / 2902
Map ReferenceMB B PG 33&34
Instrument DateNov 13, 2020
Instrument2020157651
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6895 BIG BEND DR, 6895, SAINT CLOUD, FL 34771-7341

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2884

Mortgage

Document Number0058342904
DateNov 18, 2020
Instrument5834/2904
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 05, 2020
Property Address511 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2884
Document Number0057682414
Book / Page005768 / 002414
Instrument DateAug 03, 2020
Instrument102654
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyBELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$8.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 PENNSYLVANIA AVE ST CLOUD FL 347692884, ST CLOUD, FL 34769-2884

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,087.00 (+116.56%)$284,000 (+46.25%) Land $55,000 Building $229,000$284,000 (+9.4%) Land $55,000 Building $229,000
2023$2,349.00 (+0.82%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption$194,182 (+3%)$259,600 (+1%) Land $50,000 Building $209,600
2022$2,330.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption$188,527$236,000 Land $45,000 Building $191,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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