511 Oleander St, Neptune Beach, FL 32266 Property Records

Duval County property record for 511 Oleander St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,258 sqft · built 1946
Lot Size0.131 acres (5,693 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Mar 2021)
Tax Bill$8,084 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN173656-0100

Property Details

APN / Parcel Number

Primary APN173656-0100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,258 sqft Living Area
Gross Area1,633 sqft
1st Floor Area744 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,693 sqft (0.131 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address511 OLEANDER ST
CityNEPTUNE BEACH
StateFL
Zip32266-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-3
Legal Description12-93 28-2S-29E JACKSONVILLE BEACH PARK LOT 4 BLK 14
Legal Range29E
Legal Township02S
Legal Section28
Legal SubdivisionJAX BEACH PARK
Legal Block14
Legal Lot Number4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3006
Census Tract14001

Owner

511 Oleander St is owned and occupied by two individuals who bought it in March 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address511 OLEANDER ST, NEPTUNE BEACH, FL 32266-4727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2021 · Amount on File
Deed SaleMar 30, 2021 · Amount on File
Prior SaleJul 22, 2019 · Amount on File
Deed Document Number202180954
Deed Book / Page19654 / 1958
Prior Transfer DateMar 15, 2007
Prior Transfer Doc0139531429
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 30, 2021
Property Address511 OLEANDER ST, NEPTUNE BEACH, FL 32266-4727
Document Number0196541958
Book / Page19654 / 1958
Map ReferenceMB 12 PG 93
Instrument DateMar 25, 2021
Instrument2021080954
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyRICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD T&E INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address914 TREE SIDE LN, 914, PONTE VEDRA, FL 32081-0033

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 OLEANDER ST, NEPTUNE BEACH, FL 32266-4727

Mortgage

Document Number0196541960
DateMar 30, 2021
Instrument19654/1960
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 22, 2019
Property Address511 OLEANDER ST, NEPTUNE BEACH, FL 32266-4727
Document Number0188710624
Book / Page18871 / 0624
Map ReferenceMB 12 PG 93
Instrument DateJul 18, 2019
Instrument2019169667
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyRICHARD T MOREHEAD T&E INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2610 STRATTON RD # 1006, 2610, JACKSONVILLE, FL 32221-2309

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 OLEANDER ST, NEPTUNE BEACH, FL 32266-4727

Mortgage

Document Number0188710626
DateJul 22, 2019
Instrument18871/0626
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 511 Oleander St was $8,084 with a homeowner's exemption, up 2.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,696 (+2.7%)$526,011 (-1.75%) Land $358,800 Building $167,211
2025$8,084.00 (+2.37%) Homeowner's exemption$495,323$535,400 Land $358,800 Building $176,600
2024$7,897.00 (+2.76%)
2023$7,685.00 (+9.12%) Homeowner's exemption$467,344 (+3%)$506,753 (+11.69%) Land $334,880 Building $171,873
2022$7,043.00 Homeowner's exemption$453,733 Land $310,960 Building $142,773$453,733 Land $310,960 Building $142,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Oleander St in Zone X, an area of moderate flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 104 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA10 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Oleander St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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