Harford County property record for 511 Normandy Ln, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,278 sqft · built 1970 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,000 (Apr 2016) |
| Tax Bill | $5,177 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-084817 |
| Primary APN | 03-084817 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Total Area |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 157 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 084817 |
|---|---|
| Street Address | 511 NORMANDY LN |
| City | BEL AIR |
| State | MD |
| Zip | 21015-5845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 82 100/100X150 511 NORMANDY LANE CAMELOT S3 P 21/61 |
| Legal Subdivision | CAMELOT |
| Legal Lot Number | 82,511 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 303501 |
511 Normandy Ln is owned and occupied by two individuals who bought it in April 2016.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 NORMANDY LN, BEL AIR, MD 21015-5845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on File |
| Deed Sale | Apr 22, 2016 · Amount on File |
| Prior Sale | Aug 1, 2014 · Amount on File |
| Deed Book / Page | 11765 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 511 NORMANDY LN, BEL AIR, MD 21015-5845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0150280486 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 15028/486 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
The 2026 property tax bill for 511 Normandy Ln was $5,177 with a homeowner's exemption, up 14.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,177.00 (+14.06%) Homeowner's exemption | $475,067 | $496,600 Land $94,500 Building $402,100 |
| 2025 | $4,539.00 Homeowner's exemption | ||
| 2023 | $432,767 | $464,300 Land $94,500 Building $369,800 | |
| 2022 | $4,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Normandy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 Normandy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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