511 N Reef Rd, Lockport, IL 60441 Property Records

Will County property record for 511 N Reef Rd, Lockport, IL 60441 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,428 sqft · built 1997
Lot Size	0.11 acres (4,740 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Aug 2018)
Tax Bill	$8,060 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-13-411-020`

Property Details

APN / Parcel Number

Primary APN	`11-04-13-411-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	4,740 sqft (0.11 acres)
Garage Type	Attached
Garage Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	511 N REEF RD
City	LOCKPORT
State	IL
Zip	60441-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 IN THE WOODLANDS UNIT 1, BEING A SUB OF PRT OF THE SE 1/4 OF SEC 13, T36N-R10E, (EX THRFRM THT PRT DAF: BEG AT THE NE
Legal Range	10E
Legal Township	36N
Legal Section	13
Legal Subdivision	THE WOODLANDS UNIT ONE
Legal Lot Number	33
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3001
Census Tract	880502

Owner

Source: Will County records · APN 11-04-13-411-020

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 N REEF RD, LOCKPORT, IL 60441-3366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Aug 08, 2018	Warranty Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2018 · Amount on Record
Deed Sale	Aug 08, 2018 · Amount on Record
Prior Sale	Aug 15, 2014 · Amount on Record
Deed Document Number	201855324
Prior Transfer Date	Jun 21, 2007
Prior Transfer Doc	0000099067
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	511 N REEF RD, LOCKPORT, IL 60441-3366
Document Number	0000086981
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	AMERICAN NATIONAL TITLE INSURANCE CORPORATION, AMERICAN NAT'L TITLE INS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 N REEF RD LOCKPORT IL 604413366, LOCKPORT, IL 60441-3366

Mortgage

Document Number	0000086981
Date	Dec 04, 2019
Instrument	86981

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 08, 2018
Property Address	511 N REEF RD, LOCKPORT, IL 60441-3366
Document Number	0000055324
Instrument Date	Aug 02, 2018
Instrument	55324
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 N REEF RD LOCKPORT IL 604413366, LOCKPORT, IL 60441-3366

Mortgage

Document Number	55325
Date	Aug 08, 2018
Instrument	55325

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Will County School District 92 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,060.00 (+16.39%)
2024		$99,374 (+18.24%) Land $20,789 Building $78,585	$298,122 (+18.24%) Land $62,367 Building $235,755
2022	$6,925.00 Homeowner's exemption	$84,041 Land $17,581 Building $66,460	$252,123 Land $52,743 Building $199,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978805023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Jul 1996, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 1996 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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