Montgomery County property record for 511 N Main St, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,652 sqft · built 1917 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Aug 1998) |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6593 12 87 9047 |
| Primary APN | 6593 12 87 9047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Finished Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 416 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1478155 |
|---|---|
| Street Address | 511 N MAIN ST |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT & HOME LOT & HOME |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | MOUNT GILEAD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 960401 |
511 N Main St is owned by an individual who bought it in August 1998.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 834 DAIRY RD, TROY, NC 27371-8306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1998 · Amount on File |
| Deed Sale | Aug 1, 1998 · Amount on File |
| Deed Book / Page | 360 / 633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 511 N MAIN ST, MOUNT GILEAD, NC 27306-9039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NON AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 859/679 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 859/679 |
| Instrument | 365513 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2025 property tax bill for 511 N Main St was $1,467.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Mount Gilead Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,767 (-) Land $5,703 Building $115,064 | $120,767 (-) Land $5,703 Building $115,064 | |
| 2025 | $1,467.00 | $120,767 Land $5,703 Building $115,064 | $120,767 Land $5,703 Building $115,064 |
| 2023 | $120,767 Land $5,703 Building $115,064 | $120,767 Land $5,703 Building $115,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 N Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT GILEAD serves 1,463 people · EPA ID NC0362015 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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