Clay County property record for 511 N Locust St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,239 sqft · built 1909 |
| Lot Size | 0.249 acres (10,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (May 2024) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-137-009 |
| Primary APN | 10-25-137-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,239 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 10,851 sqft (0.249 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 653 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 128 sqft |
| Heating System | Central |
|---|
| Street Address | 511 N LOCUST ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1921 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SARAH E MCENDREE SUB DIV E/2 LOT 11 & ALL LOT 12 |
| Legal Subdivision | SARAH E MCENDREE SUB DIV |
| Legal Lot Number | 11-12 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972100 |
511 N Locust St, a residential property, is owned and occupied by two individuals who acquired it in July 2024.
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 N LOCUST ST, FLORA, IL 62839-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on File |
| Deed Sale | May 20, 2024 · Amount on File |
| Prior Sale | May 28, 2019 · Amount on File |
| Deed Document Number | 2024209512 |
| Last Transfer Date | Jul 27, 2024 |
| Transfer Doc | 0000210090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 28, 2019 |
| Property Address | 511 N LOCUST ST, FLORA, IL 62839-1921 |
| Document Number | D196699 |
| Instrument Date | May 28, 2019 |
| Instrument | D196699 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | TITLE CTRS, TITLE CENTER |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 N LOCUST ST, FLORA, IL 62839-1921 |
The 2025 property tax bill for 511 N Locust St was $606 with a homeowner's exemption, up 11% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606.00 (+10.99%) Homeowner's exemption | $13,927 Land $6,599 Building $7,328 | $41,781 Land $19,797 Building $21,984 |
| 2024 | $546.00 | ||
| 2022 | $639.00 (+7.58%) Homeowner's exemption | $10,498 Land $4,946 Building $5,552 | $31,494 Land $14,838 Building $16,656 |
| 2021 | $594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 N Locust St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 511 N Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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