511 N Douglas Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 511 N Douglas Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2014)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-300-027-00`

Property Details

APN / Parcel Number

Primary APN	`051-300-027-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 N DOUGLAS AVE
City	THREE RIVERS
State	MI
Zip	49093-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 BLK 7 ARNOLDS ADD. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	7
Legal Lot Number	3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1002
Census Tract	40300

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 N DOUGLAS AVE, THREE RIVERS, MI 49093-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2014 · Amount on Record
Deed Sale	Dec 26, 2014 · Amount on Record
Prior Sale	Apr 11, 2014 · Amount on Record
Deed Book / Page	1769 / 827
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	1745/0795
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 5, 2022
Property Address	511 N DOUGLAS AVE, THREE RIVERS, MI 49093-2802
Document Number	2022006980
Instrument Date	Jul 25, 2022
Instrument	2022006980
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 E WATER ST, 138, CONSTANTINE, MI 49042-1052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N DOUGLAS AVE, THREE RIVERS, MI 49093-2802

Mortgage

Date	Aug 5, 2022

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,800 (+1.72%) Land $4,100 Building $96,700	$201,600 (+1.72%) Land $8,200 Building $193,400
2025	$2,328.00 (+13.34%) Homeowner's exemption	$99,100 (+30.91%) Land $3,900 Building $95,200	$198,200 (+30.91%) Land $7,800 Building $190,400
2023		$75,700 Land $2,600 Building $73,100	$151,400 Land $5,200 Building $146,200
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20