511 N 7th St, Wilmington, NC 28401 Property Records

New Hanover County property record for 511 N 7th St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,658 sqft · built 1920
Lot Size	0.063 acres (2,744 sqft)
Owner	Individual Name on Record
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R04813-026-018-000`

Property Details

APN / Parcel Number

Primary APN	`R04813-026-018-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,658 sqft Living Area
1st Floor Area	879 sqft
Basement Area	861 sqft
Finished Basement	861 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	English
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	83 ft deep x 33 ft wide
Terrain	Low
Porch	Slab
Porch Area	273 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	511 N 7TH ST
City	WILMINGTON
State	NC
Zip	28401-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3,RESIDE
Legal Description	NE 3 BLK 237
Legal Subdivision	CITY OF WILMINGTON
Legal Block	237
Legal Lot Number	18
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1020
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	511 N 7TH ST, WILMINGTON, NC 28401-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 16, 2020	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Nov 2, 2018	Deed of Trust, Mortgage LOW VA RATES LLC
Nov 2, 2018	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2001
Deed Sale	Jan 1, 2001
Prior Sale	Dec 14, 1998
Deed Book / Page	371 / 228
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	511 N 7TH ST, WILMINGTON, NC 28401-3511
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	ELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00644800521
Date	May 13, 2021
Book Page	6448/521
Instrument	2021024046

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	511 N 7TH ST, WILMINGTON, NC 28401-3511
Document Number	0063131397
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N 7TH ST WILMINGTON NC 284013511, WILMINGTON, NC 28401-3511

Mortgage

Document Number	0063131397
Date	May 21, 2020
Book Page	006313/001397
Instrument	18421

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	511 N 7TH ST, WILMINGTON, NC 28401-3511
Document Number	0061441622
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N 7TH ST WILMINGTON NC 284013511, WILMINGTON, NC 28401-3511

Mortgage

Document Number	0061441622
Date	Nov 5, 2018
Book Page	006144/001622
Instrument	33486

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	511 N 7TH ST, WILMINGTON, NC 28401-3511
Document Number	0061771622
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 N 7TH ST WILMINGTON NC 284013511, WILMINGTON, NC 28401-3511

Mortgage

Document Number	0061771622
Date	Nov 5, 2018
Book Page	006177/001622
Instrument	33486

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,000 (-) Land $113,500 Building $227,500	$341,000 (-) Land $113,500 Building $227,500
2025	$2,006.00 (+62.96%)	$341,000 (+140.82%) Land $113,500 Building $227,500	$341,000 (+140.82%) Land $113,500 Building $227,500
2024	$1,231.00 (+2.93%)
2023	$1,196.00 (-0.58%)	$141,600 Land $43,700 Building $97,900	$141,600 Land $43,700 Building $97,900
2022	$1,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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