Lincoln County property record for 511 N 5th St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,386 sqft · built 1900 |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,900 (Jun 2019) |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-50-21-004-011-009.000 |
| Primary APN | 02-50-21-004-011-009.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Attic | Attic |
| Attic Area | 359 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,570 sqft (0.587 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 511 N 5TH ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S PT LOT 3 & PT OF LOT 2. GIBSON ADDN. 5TH ST. PLAT 1/75 |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | GIBSON ADDN |
| Legal Lot Number | 3-2 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 810100 |
511 N 5th St is owned and occupied by two individuals who bought it in June 2019.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING |
| Jun 12, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 12, 2019 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on File |
| Deed Sale | Jun 12, 2019 · Amount on File |
| Deed Document Number | 20194659 |
| Deed Book / Page | 2434 / 804 |
| Prior Transfer Date | Jun 11, 2019 |
| Prior Transfer Doc | 2434/0803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Document Number | 2464/921 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 2464/921 |
| Instrument | 2021007458 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 12, 2019 |
| Property Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Document Number | 2434/0804 |
| Book / Page | 2434 / 0804 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019004659 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Document Number | 2019004660 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019004660 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 12, 2019 |
| Property Address | 511 N 5TH ST, ELSBERRY, MO 63343-1213 |
| Document Number | 2434/0803 |
| Book / Page | 2434 / 0803 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019004658 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 511 N 5th St was $786.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,816 (-) Land $861 Building $11,955 | ||
| 2025 | $786.00 | $12,816 Land $861 Building $11,955 | $67,450 Land $4,530 Building $62,920 |
| 2023 | $722.00 (+7.76%) | $11,710 Land $616 Building $11,094 | $61,630 Land $3,240 Building $58,390 |
| 2022 | $670.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 511 N 5th St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 511 N 5th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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