511 N 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 511 N 3rd St, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details1 ba · 648 sqft · built 1903
Lot Size0.147 acres (6,422 sqft)
OwnerIndividual Name on File
Last Sale$109,800 (Mar 2021)
Tax Bill$581 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN241.202.22023011

Property Details

APN / Parcel Number

Primary APN241.202.22023011

Interior

Full Baths1 Bath
Stories2 Stories
Building Area648 sqft Living Area
1st Floor Area222 sqft
Basement Area648 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleBi-Level
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,422 sqft (0.147 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchEnclosed Frame Porch
Porch Area310 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address511 N 3RD ST
CityDE SOTO
StateMO
Zip63020-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionJW FLETCHERS 1ST LOTS 32 & 33 BLOCK 3
Legal Range4E
Legal Township39N
Legal Section02
Legal SubdivisionJW FLETCHERS 1ST
Legal Block3
Legal Lot Number32,33
JurisdictionJEFFERSON MO
Township / Civil DivisionVALLE
Census Block Group2
Census Block2051
Census Tract701200

Owner

511 N 3rd St is owned and occupied by an individual who bought it in March 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address511 N 3RD ST, DE SOTO, MO 63020-1508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
STIFEL BANK & TRUST
Feb 13, 2019Warranty Deed, Transfer · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2021 · Amount on File
Deed SaleMar 22, 2021 · Amount on File
Prior SaleFeb 13, 2019 · Amount on File
Deed Document Number202112317
Prior Transfer DateAug 9, 2006
Prior Transfer Doc2006R039348
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateMar 22, 2021
Property Address511 N 3RD ST, DE SOTO, MO 63020-1508
Document Number2021R012317
Map ReferenceMB 1 PG 40
Instrument DateMar 17, 2021
Instrument2021R-012317
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyHTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 N 3RD ST, DE SOTO, MO 63020-1508

Mortgage

Document Number2021R012318
DateMar 22, 2021
Instrument2021R-012318
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateFeb 13, 2019
Property Address511 N 3RD ST, DE SOTO, MO 63020-1508
Document Number0000003948
Instrument DateFeb 11, 2019
Instrument3948
Transaction TypeTransfer
Record UpdatedMar 5, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address511 N 3RD ST DE SOTO MO 630201508, DE SOTO, MO 63020-1508

Mortgage

Document Number3949
DateFeb 13, 2019
Instrument3949
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 511 N 3rd St was $581, up 5.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityDe Soto City
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,200 (-) Land $1,100 Building $8,100$48,300 (-) Land $5,600 Building $42,700
2025$581.00 (+5.44%)$9,200 Land $1,100 Building $8,100$48,300 (-) Land $5,600 Building $42,700
2024$551.00 (+0.18%)$48,300 (+6.86%) Land $5,600 Building $42,700
2023$550.00$8,600 Land $1,100 Building $7,500$45,200 Land $5,600 Building $39,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 N 3rd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2021)
Claims Outside the SFHA4 of 7
Most Recent ClaimApr 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESOTO PWS
serves 6,400 people · EPA ID MO6010213
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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