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511 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 511 Montserrat Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,027 sqft · built 2021
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Sep 2021)
Tax Bill$4,960 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN027442-2670

Property Details

APN / Parcel Number

Primary APN027442-2670

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,751 sqft
1st Floor Area2,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area304 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address511 MONTSERRAT DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 267 OR5371/1609
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE THIRTEEN
Legal Block1
Legal Lot Number267
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-2670

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2592 E RASMUSSEN DR, SAINT GEORGE, UT 84790-7884
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 06, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleAug 06, 2021 · Amount on Record
Deed Document Number2021102396
Deed Book / Page5371 / 1609
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 17, 2021
Property Address511 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1198
Document Number0053711609
Book / Page5371 / 1609
Map ReferenceMB 97 PG 44-51
Instrument DateSep 02, 2021
Instrument2021102396
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3346 ASPEN FOREST DR, MIDDLEBURG, FL 32068-4252

Transferred To (Grantee/Buyer)

NameVerified Name
Address2592 E RASMUSSEN DR, SAINT GEORGE, UT 84790-7884

Mortgage

Document Number0053711611
DateSep 17, 2021
Instrument5371/1611
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateAug 06, 2021
Property Address511 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1198
Document Number0053370489
Book / Page5337 / 489
Map ReferenceMB 97 PG 44
Instrument DateAug 05, 2021
Instrument2021087026
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$2,396.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1198

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$373,873 (-2.19%) Land $100,000 Building $273,873$373,873 (-9.67%) Land $100,000 Building $273,873
2025$4,960.00 (+16.27%) Homeowner's exemption$382,261 (+6.37%)$413,899 (+3.2%) Land $110,000 Building $303,899
2024$4,266.00 (+1.98%) Homeowner's exemption$359,379 (+3%)$401,075 (+12.87%) Land $100,000 Building $301,075
2023$4,183.00 (+3.59%) Homeowner's exemption$348,912 (+3.71%)$355,346 (+5.62%) Land $90,720 Building $264,626
2022$4,038.00 Homeowner's exemption$336,446$336,446 Land $84,000 Building $252,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 74 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
67 of 74 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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