Kenton County property record for 511 Montgomery St, Covington, KY 41011 · Last verified December 2025
| Property Type | Other > Other Improved |
|---|---|
| Year Built | Built 1910 |
| Square Footage | 5,186 sqft Finished Area |
| Lot Size | 6,027 sqft (0.138 acres) |
| Tax Bill | $2,120.00 (2025) |
Source: Kenton County records · APN 054-21-18-011.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 830 MADISON AVE, COVINGTON, KY 41011-2414 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Aug 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Apr 11, 2019 | Trustee's Deed, Transfer FORCHT BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Oct 06, 2000 · Amount on Record |
| Last Transfer Date | Apr 11, 2019 |
| Transfer Doc | 0000000075 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 511 MONTGOMERY ST, COVINGTON, KY 41011-1482 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 511 W 6TH ST, COVINGTON, KY 41011-1213 |
| Document Number | 0005900202 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 215/263 |
| Instrument | 21051305900202 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 11, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 511 MONTGOMERY ST, COVINGTON, KY 41011-1482 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 511 W 6TH ST, COVINGTON, KY 41011-1213 |
| Document Number | 0005900250 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 259/11 |
| Instrument | 21081805900250 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 09, 2031 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 11, 2019 |
| Property Address | 511 MONTGOMERY ST, COVINGTON, KY 41011-1482 |
| Document Number | 0000000075 |
| Book / Page | 0C6637 / 000243 |
| Instrument Date | Apr 01, 2019 |
| Instrument | 75 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 223 W ORCH FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017 |
| Document Number | 77 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 0C6637/000251 |
| Instrument | 77 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | 502 MADISON AVE, COVINGTON, KY 41011-1532 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 10, 2039 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,120.00 (-0.52%) | $160,000 (-) Land $40,000 Building $120,000 | $160,000 (-) Land $40,000 Building $120,000 |
| 2023 | $2,131.00 | $160,000 Land $40,000 Building $120,000 | $160,000 Land $40,000 Building $120,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 054-21-18-011.00 |
|---|
| Building Area | 5,186 sqft Finished Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Lot Area | 6,027 sqft (0.138 acres) |
| Depth X Width | 205 ft x 29.4 ft Depth x Width |
| Old Parcel Number | 0542118011.00 |
|---|---|
| Street Address | 511 MONTGOMERY ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-1482 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | GIBSON & EASTON PT LOT 33 29.42'X 205' |
| Legal Subdivision | GIBSON & EASTON |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 67000 |
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