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511 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 511 Monterey Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,523 sqft Living Area
Lot Size4,225 sqft (0.097 acres)
OccupancyOwner Occupied
Last Sale$925,000 (2019)
Tax Bill$12,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN044-391-16
Alternative APNs
  • 044-391-16-000
  • 04422144000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,523 sqft Living Area
Gross Area1,952 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,225 sqft (0.097 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Deck Area218 sqft Deck
Patio Area218 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address511 MONTEREY DR
CityAPTOS
StateCA
Zip95003-4811
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionDEER PARK VILLA SITES 02
Legal Lot Number30
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1005
Census Tract122202

Owner

Source: Santa Cruz County records · APN 044-391-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 MONTEREY DR, APTOS, CA 95003-4811
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEA WEST COAST GUARD FCU
Jul 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SEA WEST COAST GUARD FCU
Jul 30, 2021Intrafamily Transfer, Transfer
PLACER TITLE COMPANY
Aug 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 03, 2019Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
SEA WEST COAST GUARD FCU
Jul 03, 2019Affidavit of Death, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2019 · Amount on Record
Deed SaleJul 03, 2019 · Amount on Record
Deed Doc Number201918482
Last Transfer DateJul 21, 2021
Transfer Doc0000040231
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014815
DateApr 29, 2020
Instrument2020-0014815
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
AddressOAKLAND, CA 94605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 30, 2021
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000040231
Map ReferenceMB 23 PG 2
Instrument DateJul 21, 2021
Instrument2021-0040231
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address511 MONTEREY DR, APTOS, CA 95003-4811

Mortgage

Document Number0000040232
DateJul 30, 2021
Instrument2021-0040232
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 30, 2021
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000040233
Map ReferenceMB 23 PG 2
Instrument DateJul 21, 2021
Instrument2021-0040233
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 MONTEREY DR, APTOS, CA 95003-4811

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 10, 2020
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000030241
Instrument DateJul 25, 2020
Instrument30241
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address511 MONTEREY DR APTOS CA 950034811, APTOS, CA 95003-4811

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 10, 2020
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000030240
Instrument DateJul 25, 2020
Instrument30240
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address511 MONTEREY DR APTOS CA 950034811, APTOS, CA 95003-4811

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 03, 2019
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000018482
Map ReferenceMB 23 PG 2
Instrument DateJun 28, 2019
Instrument2019-0018482
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address511 MONTEREY DR, APTOS, CA 95003-4811

Mortgage

Document Number0000018483
DateJul 03, 2019
Instrument2019-0018483
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateAug 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.5%
Index1-Year CMT
Max Rate8.5%

July 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateJul 03, 2019
Property Address511 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000018481
Instrument DateJun 28, 2019
Instrument18481
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2951 RENWICK WAY SANTA CRUZ CA 950623528, SANTA CRUZ, CA 95062-3528

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,031,856 (+2%) Land $752,976 Building $278,880
2025$12,967.00 (+10.07%) Homeowner's exemption$1,011,624 (+4.04%) Land $738,212 Building $273,412
2023$11,781.00 (+2.19%) Homeowner's exemption$972,340 Land $709,546 Building $262,794$1,122,480
2022$11,529.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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