511 Monroe Ave, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 511 Monroe Ave, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,025 sqft · built 1960
Lot Size	0.899 acres (39,200 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (May 2024)
Tax Bill	$1,996 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1363134`

Property Details

APN / Parcel Number

Primary APN	`1363134`
Alternative APNs	`1338905` `8919`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,025 sqft Finished Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	39,200 sqft (0.899 acres)
Lot Dimensions	200 ft deep x 196 ft wide
Garage Type	Carport
Garage Area	244 sqft
Carport	Carport
Carport Area	244 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1363134
Street Address	511 MONROE AVE
City	KINGS MOUNTAIN
State	NC
Zip	28086-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PT#94,95PB5-23 MONROE AVE LIFE ESTATE
Legal Subdivision	MONROE AVE
Legal Block	2
Legal Lot Number	5
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2015
Census Tract	950500

Owner

511 Monroe Ave is owned by two individuals who bought it in May 2024.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 CHESTNUT LN, GASTONIA, NC 28052-7723
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CAROLINAS TELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2024200100274
Deed Book / Page	1921 / 123
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	511 MONROE AVE, KINGS MOUNTAIN, NC 28086-2539
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017520286
Date	Oct 3, 2017
Book Page	1752/0286
Instrument	200005430

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Mar 2, 2021
Property Address	511 MONROE AVE, KINGS MOUNTAIN, NC 28086-2539
Document Number	0018341880
Book / Page	1834 / 1880
Map Reference	MB 5 PG 23
Instrument Date	Feb 25, 2021
Instrument	200051647
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MONROE AVE, KINGS MOUNTAIN, NC 28086-2539

Mortgage

Document Number	18341884
Date	Mar 2, 2021
Instrument	1834/1884

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 511 Monroe Ave was $1,996, up 2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,996.00 (+2.04%)	$190,839 (-) Land $41,608 Building $149,231	$190,839 (-) Land $41,608 Building $149,231
2025	$1,956.00	$190,839 Land $41,608 Building $149,231	$190,839 Land $41,608 Building $149,231
2023		$120,692 Land $38,834 Building $81,858	$120,692 Land $38,834 Building $81,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Monroe Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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