Bay County property record for 511 Maple Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,286 sqft · built 1920 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Aug 2006) |
| Tax Bill | $17 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22772-000-000 |
| Primary APN | 22772-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,280 sqft (0.236 acres) |
| Lot Dimensions | 145 ft deep x 71 ft wide |
| Garage Type | Carport |
| Garage Area | 325 sqft |
| Carport | Carport |
| Carport Area | 325 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 511 MAPLE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | EMMONS ADD LOT 3 LESS N25 & LOT 4 BLK 6 LESS PRCL (3.01) MAP 105D2 ORB 1504 P 1864 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | EMMONS ADD |
| Legal Block | 6 |
| Legal Lot Number | 3,4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 511 MAPLE AVE, PANAMA CITY, FL 32401-4344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2006 · Amount on Record |
| Deed Sale | Aug 9, 2006 · Amount on Record |
| Deed Document Number | 200655927 |
| Deed Book / Page | 2816 / 150 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 0028160149 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17.00 (-88.67%) Homeowner's exemption Widower's exemption | $31,132 (+5.98%) | $61,450 (+13.4%) Land $20,384 Building $41,066 |
| 2024 | $150.00 (-13.29%) | ||
| 2023 | $173.00 (-43.83%) Homeowner's exemption Widower's exemption | $29,374 (+3%) | $54,191 (+12.81%) Land $15,815 Building $38,376 |
| 2022 | $308.00 Homeowner's exemption Widower's exemption | $28,518 | $48,037 Land $13,425 Building $34,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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