511 Main St, Shirley, IN 47384 Property Records

Hancock County property record for 511 Main St, Shirley, IN 47384

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,568 sqft · built 1975
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2020)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-26-401-015.002-004`

Property Details

APN / Parcel Number

Primary APN	`30-04-26-401-015.002-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	2,352 sqft
2nd Floor Area	784 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	312 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	300426401015002004
Street Address	511 MAIN ST
City	SHIRLEY
State	IN
Zip	47384-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOWERWINE L18 & 19
Legal Subdivision	GEORGE W SOWARWINES TRUSTEE A
Jurisdiction	HANCOCK IN
Township / Civil Division	BROWN
Census Block Group	1
Census Block	1043
Census Tract	410100

Owner

511 Main St is owned and occupied by an individual who bought it in August 2020.

Source: Hancock County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	511 MAIN ST, SHIRLEY, IN 47384-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Deed Document Number	202011230
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	511 MAIN ST, SHIRLEY, IN 47384-1237
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401224
Date	Feb 8, 2024
Instrument	202401224

Lender

Name	INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Type	Non-Lending Institution
Address	30 S MERIDIAN ST STE 900, INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IN
Property Address	511 MAIN ST, SHIRLEY, IN 47384-1237
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MAIN ST, SHIRLEY, IN 47384-1237

Mortgage

Document Number	0202203595
Date	Mar 17, 2022
Instrument	202203595

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IN
Recording Date	Aug 28, 2020
Property Address	511 MAIN ST, SHIRLEY, IN 47384-1237
Document Number	0202011230
Map Reference	MB 03 PG 44
Instrument Date	Aug 6, 2020
Instrument	202011230
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIRST AMERICAN, FATCO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MAIN ST, SHIRLEY, IN 47384-1237

Mortgage

Document Number	0202011231
Date	Aug 28, 2020
Instrument	202011231

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Main St was $1,167, down 1.2% from the year before.

Source: Hancock County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hancock County
County Subdivision	Brown Township
Municipality	Shirley Town
Unified School District	Eastern Hancock County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00 (-1.19%)	$132,000 (+11.77%) Land $16,000 Building $116,000	$132,000 (+11.77%) Land $16,000 Building $116,000
2024	$1,181.00 (+13.34%)	$118,100 (+8.25%) Land $16,000 Building $102,100	$118,100 (+8.25%) Land $16,000 Building $102,100
2023	$1,042.00 (+1.46%)	$109,100 (+6.23%) Land $16,000 Building $93,100	$109,100 (+6.23%) Land $16,000 Building $93,100
2022	$1,027.00	$102,700 Land $12,000 Building $90,700	$102,700 Land $12,000 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY MUNICIPAL WATER serves 960 people · EPA ID IN5233013
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Indiana Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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