511 Main St, Andes, NY 13731 Property Records

Delaware County and Andes Town property record for 511 Main St, Andes, NY 13731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 1923
Lot Size	0.163 acres (7,140 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Nov 2020)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122000 259.7-1-6`

Property Details

APN / Parcel Number

Primary APN	`122000 259.7-1-6`
Alternative APNs	`20002590070001006000` `05201384004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	888 sqft
Upper Floors Area	638 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,140 sqft (0.163 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05201384004
Street Address	511 MAIN ST
City	ANDES
State	NY
Zip	13731-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	ANDES
Census Block Group	4
Census Block	4019
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andes Historic District listed 1984 · 129 contributing resources · NRIS 84002215

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

511 Main St is owned and occupied by an individual who bought it in November 2020.

Source: Delaware County and Andes Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	511 MAIN ST, ANDES, NY 13731-7171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Feb 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DELAWARE NATIONAL BANK
Apr 24, 2018	Deed of Trust, Mortgage DELAWARE NATIONAL BANK OF DELHI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	20207051
Deed Book / Page	1645 / 53
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 4, 2020
Property Address	511 MAIN ST, ANDES, NY 13731-7171
Document Number	0001645/53
Book / Page	1645 / 53
Instrument Date	Oct 30, 2020
Instrument	7051
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SCUDDER HILL RD, DENVER, NY 12421

Mortgage

Document Number	0000007052
Date	Nov 4, 2020
Instrument	7052

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	511 MAIN ST, ANDES, NY 13731-7171
Transaction Type	Mortgage
Record Updated	Feb 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2169/258
Date	Feb 1, 2019
Book Page	2169/258
Instrument	849

Lender

Name	DELAWARE NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	511 MAIN ST, ANDES, NY 13731-7171
Transaction Type	Mortgage
Record Updated	May 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002130/0000000013
Date	Apr 24, 2018
Book Page	0000002130/0000000013
Instrument	000000003822

Lender

Name	DELAWARE NATIONAL BANK OF DELHI

Agreement

Amount	Amount on Record
Term	237 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 511 Main St was $2,542, up 5.4% from the year before.

Source: Delaware County and Andes Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Andes Town
Unified School District	Andes Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+5.43%)
2025	$2,411.00	$146,200 Land $5,500 Building $140,700	$208,857 Land $7,857 Building $201,000
2023		$146,200 (-) Land $5,500 Building $140,700	$176,700 (+20.86%) Land $6,647 Building $170,053
2022		$146,200 Land $5,500 Building $140,700	$146,200 Land $5,500 Building $140,700
2021	$1,865.00 (+10.62%)
2020	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	25 (1996–2024)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Remnants Of Tropical Storm Debby, Aug 2024 · 2 claims Severe Storm And Flooding, Aug 2024 · 4 claims Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN ACRE MANUFACTURED HOME PARK private · serves 40 people · EPA ID NY1206336
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	ANDES WATER DISTRICT
Lead	Under 1 ppb (2015–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50

Cell Coverage

No cell data coverage reported

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