511 Main Pl, Lynden, WA 98264 Property Records

Whatcom County property record for 511 Main Pl, Lynden, WA 98264

Property Summary

Property Type	Quadplex
Details	4,462 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$688,000 (Dec 2019)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400320-013405-0000`

Property Details

APN / Parcel Number

Primary APN	`400320-013405-0000`
Alternative APNs	`133396` `95067` `19425`

Interior

Units	8 Units
Stories	2 Stories
Building Area	4,462 sqft Living Area
Gross Area	4,624 sqft
1st Floor Area	2,206 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Architectural Style	Quadruplex
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Covered Concrete/Masonry Porch
Patio Area	168 sqft
Balcony Area	213 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	133396
Street Address	511 MAIN PL
City	LYNDEN
State	WA
Zip	98264-1295
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RM2
Legal Description	MAIN PLACE LOT 1
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	MAIN PLACE
Legal Block	1
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1009
Census Tract	10302

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 E LAUREL RD, BELLINGHAM, WA 98226-9773
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Warranty Deed, Transfer PEOPLES BK
Sep 25, 2018	Deed of Trust, Mortgage BANK OF THE PACIFIC
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage DONALD & ROSE SCHEFFER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Apr 8, 2004 · Amount on Record
Deed Document Number	20191203884
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000903274
Record Updated	Sep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 21, 2021
Property Address	511 MAIN PL, LYNDEN, WA 98264-1295
Document Number	20210903274
Map Reference	X
Instrument Date	Mar 22, 2021
Instrument	2021-0903274
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 DRAYTON ST, 710, LYNDEN, WA 98264-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 DRAYTON ST, LYNDEN, WA 98264-1661

Mortgage

Document Number	20210903277
Date	Sep 21, 2021
Instrument	2021-0903277

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 26, 2020
Property Address	511 MAIN PL, LYNDEN, WA 98264-1295
Document Number	2200202817
Instrument Date	Feb 12, 2020
Instrument	202817
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 MAIN PL LYNDEN WA 982641295, LYNDEN, WA 98264-1295

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 31, 2019
Property Address	511 MAIN PL, LYNDEN, WA 98264-1295
Document Number	2191203884
Instrument Date	Dec 30, 2019
Instrument	1203884
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,251.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	395 E LAUREL RD BELLINGHAM WA 982269773, BELLINGHAM, WA 98226-9773

Mortgage

Document Number	2191203885
Date	Dec 31, 2019
Instrument	1203885

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	511 MAIN PL, LYNDEN, WA 98264-1295
Document Number	2180902600
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 MAIN PL LYNDEN WA 982641295, LYNDEN, WA 98264-1295

Mortgage

Document Number	2180902600
Date	Sep 27, 2018
Instrument	902600

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	511 MAIN PL, LYNDEN, WA 98264-1295
Document Number	2180503154
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7360 GUIDE MERIDIAN RD LYNDEN WA 982649418, LYNDEN, WA 98264-9418

Mortgage

Document Number	2180503154
Date	May 29, 2018
Instrument	503154

Lender

Name	DONALD & ROSE SCHEFFER
Address	1770 FRONT ST # 361, LYNDEN, WA 98264-2103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,809.00 (+7.57%)	$779,829 (+7.83%) Land $259,184 Building $520,645	$779,829 (+7.83%) Land $259,184 Building $520,645
2022		$723,208 Land $225,638 Building $497,570	$723,208 Land $225,638 Building $497,570
2021	$5,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam.

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