511 Lowell St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 511 Lowell St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,600 sqft · built 1926
Lot Size	1.83 acres (80,002 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Nov 2003)
Tax Bill	$13,294 (2026)
Deeds & Mortgages	Jan 2018 Transfer Oct 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0011 B:0000 L:2048`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0011 B:0000 L:2048`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,600 sqft Living Area
Gross Area	4,259 sqft
Basement Area	805 sqft
Unfinished Basement	805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,002 sqft (1.83 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	511 LOWELL ST
City	LYNNFIELD
State	MA
Zip	01940-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	LYNNFIELD
Legal Lot Number	2048
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4004
Census Tract	209200

Owner

511 Lowell St is owned and occupied by two individuals who bought it in November 2003.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 LOWELL ST, LYNNFIELD, MA 01940-1647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 15, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2003 · Amount on File
Deed Sale	Nov 14, 2003 · Amount on File
Deed Book / Page	22067 / 157
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jan 31, 2018
Property Address	511 LOWELL ST, LYNNFIELD, MA 01940-1647
Document Number	36504-243
Book / Page	036504 / 000243
Instrument Date	Jan 25, 2018
Instrument	1801311330
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 LOWELL ST LYNNFIELD MA 019401647, LYNNFIELD, MA 01940-1647

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	511 LOWELL ST, LYNNFIELD, MA 01940-1647
Document Number	35587-91
Book / Page	035587 / 000091
Instrument Date	Oct 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35587-91
Date	Jan 3, 2017
Book Page	035587/000091
Instrument	1701030459

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 511 Lowell St was $13,294, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,294.00 (+12.9%)	$1,160,000 (+4.03%) Land $757,600 Building $397,500	$1,095,342 (-3.62%)
2025	$11,775.00 (+1.97%)	$1,115,100 (+1.49%) Land $728,200 Building $386,900	$1,136,485
2024	$11,547.00 (+7.06%)	$1,098,700 (+15.11%) Land $717,400 Building $381,300
2023	$10,786.00	$954,500 Land $618,000 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Lowell St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Lowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lowell St

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