511 Locust St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 511 Locust St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Aug 2025)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2104106015`

Property Details

APN / Parcel Number

Primary APN	`2104106015`
Alternative APNs	`109007` `122384`

Exterior

Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	153 ft deep x 50 ft wide

Location & Zoning

Account Number	122384
Street Address	511 LOCUST ST
City	PROPHETSTOWN
State	IL
Zip	61277-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSAY-SMITH & GREENE LOT 6 BLK 2 8330X
Legal Subdivision	RAMSAY SMITH & GREENES ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	2
Census Block	2032
Census Tract	700

Owner

Source: Whiteside County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	106 E 2ND ST, PROPHETSTOWN, IL 61277-1226
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ASCENTRA CREDIT UNION
Jul 23, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 2, 2019	Grant Deed, Transfer HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO
Feb 14, 2019	Grant Deed, Transfer CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS
Jun 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20254194
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0202105109
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	511 LOCUST ST, PROPHETSTOWN, IL 61277-1106
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103786
Date	Jun 2, 2021
Instrument	2021-03786

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 23, 2021
Property Address	511 LOCUST ST, PROPHETSTOWN, IL 61277-1106
Document Number	0202105109
Instrument Date	Jul 22, 2021
Instrument	2021-05109
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 GAULRAPP RD, ALBANY, IL 61230-9715

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 2, 2019
Property Address	511 LOCUST ST, PROPHETSTOWN, IL 61277-1106
Document Number	0000001601
Instrument Date	Mar 29, 2019
Instrument	1601
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount Recorded
Tax	$39.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 GAULRAPP RD ALBANY IL 612309715, ALBANY, IL 61230-9715

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 14, 2019
Property Address	511 LOCUST ST, PROPHETSTOWN, IL 61277-1106
Document Number	0000000722
Instrument Date	Aug 21, 2018
Instrument	722
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 26, 2018
Property Address	511 LOCUST ST, PROPHETSTOWN, IL 61277-1106
Document Number	0000003394
Instrument Date	Jun 21, 2018
Instrument	3394
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Municipality	Prophetstown City
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$17,979 Land $4,239 Building $13,740
2024			$53,937 Land $12,717 Building $41,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROPHETSTOWN serves 1,946 people · EPA ID IL1950400
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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