511 Locust Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 511 Locust Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,479 sqft · built 1966
Lot Size	0.465 acres (20,264 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,660 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`111612802400`

Property Details

APN / Parcel Number

Primary APN	`111612802400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
Basement Area	1,479 sqft
Finished Basement	800 sqft
Unfinished Basement	679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,264 sqft (0.465 acres)
Lot Dimensions	149 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	511 LOCUST RD
City	DECORAH
State	IA
Zip	52101-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 1 LOT 7 & LOT 8 EXC E 14' DAHLYS 1ST
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	DAHLYS 1ST ADD
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3010
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2811 197TH ST, CALMAR, IA 52132-7556
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage CITIZENS SAVINGS BANK
Sep 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	511 LOCUST RD, DECORAH, IA 52101-1001
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2813
Date	Sep 22, 2017
Book Page	2017/2813
Instrument	2017 2813

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	FORT ATKINSON, IA 52144

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 20, 2017
Property Address	511 LOCUST RD, DECORAH, IA 52101-1001
Document Number	02017/2786
Book / Page	2017 / 2786
Instrument Date	Sep 7, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2811 197TH ST, CALMAR, IA 52132-7556

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,660.00	$327,290 (-) Land $57,710 Building $269,580	$327,290 (-) Land $57,710 Building $269,580
2025	$5,660.00 (+2.76%)	$327,290 (+11.87%) Land $57,710 Building $269,580	$327,290 (+11.87%) Land $57,710 Building $269,580
2024	$5,508.00 (+5.03%)
2023		$292,560 (+16.27%) Land $57,710 Building $234,850	$292,560 (+16.27%) Land $57,710 Building $234,850
2022	$5,244.00	$251,630 Land $48,090 Building $203,540
2021			$251,630 Land $48,090 Building $203,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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