511 Little River Dr, Sparta, NC 28675 Property Records

Alleghany County property record for 511 Little River Dr, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1979
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,500 (Feb 2024)
Tax Bill	$963 (2026)
Deeds & Mortgages	Feb 2024 Sale Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3080261829`

Property Details

APN / Parcel Number

Primary APN	`3080261829`
Alternative APNs	`12183` `83720`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Other
Lot Area	40,075 sqft (0.92 acres)
Porch	Slab
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	83720
Street Address	511 LITTLE RIVER DR
City	SPARTA
State	NC
Zip	28675-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	#129-132 PINE RIVER
Legal Subdivision	PINE RIVER ESTATES
Legal Block	102
Legal Lot Number	129-132
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8500 MARGATE CIR, 1706, MYRTLE BEACH, SC 29572-5218
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer
Aug 22, 2023	Correction Deed
Aug 16, 2023	Correction Deed
Jul 5, 2023	Warranty Deed, Transfer
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 24, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	2024358
Deed Book / Page	442 / 369
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Feb 23, 2024
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Document Number	000442/369
Book / Page	442 / 369
Map Reference	MB 2 PG 67
Instrument Date	Feb 22, 2024
Instrument	358
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Tax	$491.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8500 MARGATE CIR APT 1706, 1706, MYRTLE BEACH, SC 29572-5218

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 22, 2023
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Document Number	00438/1204
Book / Page	438 / 1204
Map Reference	MB 2 PG 67
Instrument Date	Jul 30, 2023
Instrument	1809
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 EDGEWOOD DR, WILKESBORO, NC 28697-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, STATE ROAD, NC 28676-0190

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 16, 2023
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Document Number	00438/1006
Book / Page	438 / 1006
Map Reference	MB 2 PG 67
Instrument Date	Jul 30, 2023
Instrument	1754
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 EDGEWOOD DR, WILKESBORO, NC 28697-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, STATE ROAD, NC 28676-0190

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 5, 2023
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Document Number	000437/900
Book / Page	437 / 900
Map Reference	MB 2 PG 67
Instrument	1380
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 EDGEWOOD DR, WILKESBORO, NC 28697-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 190, STATE ROAD, NC 28676-0190

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423/861
Date	Oct 20, 2021
Book Page	423/861
Instrument	3049

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 24, 2017
Property Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760
Document Number	387/0183
Book / Page	387 / 0183
Map Reference	PL 2 PG 67
Instrument Date	Aug 24, 2017
Instrument	01528
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 LITTLE RIVER DR, 511, SPARTA, NC 28675-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 LITTLE RIVER DR, SPARTA, NC 28675-9760

Mortgage

Document Number	387/0185
Date	Aug 24, 2017
Book Page	387/0185
Instrument	01529

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$963.00 (+1.16%)	$136,500 (+12.81%) Land $33,600 Building $102,900	$136,500 (+12.81%) Land $33,600 Building $102,900
2025	$952.00
2023		$121,000 Land $33,600 Building $87,400	$121,000 Land $33,600 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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