511 Limestone Rd, Elora, TN 37328 Property Records

Lincoln County property record for 511 Limestone Rd, Elora, TN 37328

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,472 sqft · built 1983
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Nov 2023)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`052155 02807`

Property Details

APN / Parcel Number

Primary APN	`052155 02807`
Alternative APN	`155 02807`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	924 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	217 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	511 LIMESTONE RD
City	ELORA
State	TN
Zip	37328-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: R04
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	2
Census Block	2038
Census Tract	975500

Owner

Source: Lincoln County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 LIMESTONE RD, ELORA, TN 37328-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit NORTH ALABAMA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	20235056
Deed Book / Page	Z16 / 33
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0000005838
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Nov 20, 2023
Property Address	511 LIMESTONE RD, ELORA, TN 37328-4007
Document Number	0000Z16/33
Book / Page	Z16 / 33
Instrument Date	Nov 17, 2023
Instrument	23005056
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 LIMESTONE RD, ELORA, TN 37328-4007

Mortgage

Document Number	0023005058
Date	Nov 20, 2023
Instrument	23005058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	511 LIMESTONE RD, ELORA, TN 37328-4007
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 LIMESTONE RD, ELORA, TN 37328-4007

Mortgage

Document Number	0TD862/544
Date	Mar 24, 2023
Book Page	TD862/544
Instrument	23001345

Lender

Name	NORTH ALABAMA BANK
Type	Bank
Address	HAZEL GREEN, AL 35750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 22, 2024

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+47.68%)	$65,200 (+63.31%) Land $7,000 Building $58,200
2024			$260,800 (+63.31%) Land $28,000 Building $232,800
2022	$839.00	$39,925 Land $2,525 Building $37,400	$159,700 Land $10,100 Building $149,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2004)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fayetteville Public Utilities Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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