511 Laurel St, Culpeper, VA 22701 Property Records

Culpeper County property record for 511 Laurel St, Culpeper, VA 22701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,542 sqft · built 1973
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2022)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-G-1-18`

Property Details

APN / Parcel Number

Primary APN	`50-G-1-18`
Alternative APN	`7299`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7299
Street Address	511 LAUREL ST
City	CULPEPER
State	VA
Zip	22701-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK LOT 18 SECTION A
Legal Subdivision	220
Legal Lot Number	18
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2001
Census Tract	930502

Owner

Source: Culpeper County records · APN 50-G-1-18

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	511 LAUREL ST, CULPEPER, VA 22701-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 29, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Jan 24, 2013 · Amount on Record
Deed Document Number	20223874
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jun 10, 2022
Property Address	511 LAUREL ST, CULPEPER, VA 22701-3907
Document Number	0220003874
Instrument Date	May 18, 2022
Instrument	220003874
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 LAUREL ST, CULPEPER, VA 22701-3907

Mortgage

Document Number	0220003875
Date	Jun 10, 2022
Instrument	220003875

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 01, 2042

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	511 LAUREL ST, CULPEPER, VA 22701-3907
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180003487
Date	Jun 29, 2018
Instrument	180003487

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2033

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	511 LAUREL ST, CULPEPER, VA 22701-3907
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200009176
Date	Dec 21, 2020
Instrument	200009176

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,696.00 (-12.17%)	$394,400 (+10.63%) Land $97,200 Building $297,200	$394,400 (+10.63%) Land $97,200 Building $297,200
2024	$1,931.00 (+2.99%)
2023	$1,875.00	$356,500 Land $78,300 Building $278,200	$356,500 Land $78,300 Building $278,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510479305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	5 (1978–1995)
Most Recent Claim	Jun 1995, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 298 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Verizon	Fiber	2,300 / 2,300	Yes
Xfinity	Cable	2,000 / 250	Yes
Virginia Broadband	Fixed Wireless (unlicensed)	100 / 25	No
AT&T	Fixed Wireless	100 / 20	Yes
T-Mobile USA	Fixed Wireless	100 / 20	Yes

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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