511 Kosoak Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 511 Kosoak Rd, Baltimore, MD 21220

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,440 sqft · built 1987
Lot Size	0.031 acres (1,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2025)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2025 Sale & Mortgage + 1 more
APN	`15-1800008139`

Property Details

APN / Parcel Number

Primary APN	`15-1800008139`
Alternative APN	`1800008139`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	540 sqft
Basement Area	360 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,368 sqft (0.031 acres)
Lot Dimensions	76 ft deep x 18 ft wide
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1800008139
Street Address	511 KOSOAK RD
City	MIDDLE RIVER
State	MD
Zip	21220-2343
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0314 AC CARROLL CREST
Legal Subdivision	CARROLL CREST
Legal Block	1
Legal Lot Number	139
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1003
Census Tract	451803

Owner

Source: Baltimore County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 KOSOAK RD, MIDDLE RIVER, MD 21220-2343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2025	Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA
Dec 30, 2016	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jan 6, 2015 · Amount on Record
Deed Book / Page	50825 / 360
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	511 KOSOAK RD, BALTIMORE, MD 21220-2343
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0494750054
Date	Oct 4, 2024
Book Page	49475/54

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 18, 2025
Property Address	511 KOSOAK RD, BALTIMORE, MD 21220-2343
Document Number	0508250360
Book / Page	50825 / 360
Map Reference	MB EHKJR 50 FO 104
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	KOSOAK ROAD, BALTIMORE, MD 21220

Mortgage

Document Number	0050825367
Date	Dec 18, 2025
Instrument	50825/367

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	511 KOSOAK RD, BALTIMORE, MD 21220-2343
Document Number	0386370245
Book / Page	038637 / 000245
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 KOSOAK RD MIDDLE RIVER MD 212202343, MIDDLE RIVER, MD 21220-2343

Mortgage

Document Number	0386370245
Date	Feb 16, 2017
Book Page	038637/000245

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,305.00 (+4.79%)	$194,333 (+17.92%)	$209,100 (+26.88%) Land $52,000 Building $157,100
2024	$3,154.00 (+108.46%)
2023	$1,513.00 Homeowner's exemption	$164,800 Land $52,000 Building $112,800	$164,800 Land $52,000 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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