511 Joy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 511 Joy Dr, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,275 sqft · built 1956
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$67,000 (Feb 2023)
Deeds & MortgagesOct 2023 Mortgage
Feb 2023 Sale & Construction Loan
APN04-31-0-200-005

Property Details

APN / Parcel Number

Primary APN04-31-0-200-005

Interior

Stories1 Story
Building Area1,275 sqft Living Area
Gross Area1,563 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area7,405 sqft (0.169 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area272 sqft
Canopy15,600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address511 JOY DR
CityO FALLON
StateIL
Zip62269-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAUSS, ART, HOMESITES LOT/SEC-35 BK 2545-730
Legal SubdivisionFAUSS, ART, HOMESITES
Legal Lot Number35
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group3
Census Block3024
Census Tract504354

Owner

Source: St. Clair County records · APN 04-31-0-200-005

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address721 DUSTIN LN, O FALLON, IL 62269-6103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Deed of Trust, Mortgage · Commercial Mortgage
BANK OF OFALLON
Feb 14, 2023Warranty Deed, Construction Loan · Construction Mortgage
BANK OF OFALLON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Deed Document NumberA02773753
Record UpdatedJun 07, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address511 JOY DR, O FALLON, IL 62269-2416
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02793835
DateOct 04, 2023
InstrumentA02793835
Lender
NameBANK OF OFALLON
TypeBank
AddressO FALLON, IL 62269
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term35 Months
DueSep 28, 2026
Interest
Rate6.75%

February 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateFeb 14, 2023
Property Address511 JOY DR, O FALLON, IL 62269-2416
Document Number0A02773753
Map ReferenceMB 48 PG 44&48
Instrument DateFeb 14, 2023
InstrumentA02773753
Transaction TypeConstruction Loan
Record UpdatedMar 01, 2023
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
Tax$67.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 DUSTIN LN, O FALLON, IL 62269-6103

Mortgage

Document Number0A02773754
DateFeb 14, 2023
InstrumentA02773754
Lender
NameBANK OF OFALLON
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueAug 14, 2023

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$31,443 Land $5,556 Building $25,887$94,329 Land $16,668 Building $77,661

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043543, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Nearby Flood Claims4 (1979–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2013, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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