511 Highland Pike, Covington, KY 41014 Property Records

Kenton County property record for 511 Highland Pike, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,760 sqft · built 1899
Lot Size	0.071 acres (3,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2025)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-07-009.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Finished Area
Gross Area	2,142 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,120 sqft (0.071 acres)
Lot Dimensions	80 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	511 HIGHLAND PIKE
City	COVINGTON
State	KY
Zip	41014-1146
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MURPHY LOT 4 & PT LOTS 3-5 39'X 80' IRREG
Legal Subdivision	MURPHYS ADDN
Legal Lot Number	4,3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 HIGHLAND PIKE, COVINGTON, KY 41014-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Oct 24, 2024 · Amount on Record
Deed Document Number	202553
Deed Book / Page	369 / 385
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2025
Property Address	511 HIGHLAND PIKE, COVINGTON, KY 41014-1146
Document Number	0005900053
Book / Page	KC 369 / 385
Map Reference	MB 53 PG 640
Instrument Date	Oct 15, 2025
Instrument	25101705900053
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 SOUTHVIEW AVE, FORT THOMAS, KY 41075-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 HIGHLAND PIKE, COVINGTON, KY 41014-1146

Mortgage

Document Number	0005900055
Date	Oct 17, 2025
Instrument	25101705900055

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (+45.45%) Land $10,000 Building $230,000	$240,000 (+45.45%) Land $10,000 Building $230,000
2025	$2,186.00 (+137.61%)	$165,000 (+135.71%) Land $5,000 Building $160,000	$165,000 (+135.71%) Land $5,000 Building $160,000
2024	$920.00 (-1.29%)	$70,000 (-) Land $5,000 Building $65,000	$70,000 (-) Land $5,000 Building $65,000
2023	$932.00	$70,000 Land $5,000 Building $65,000	$70,000 Land $5,000 Building $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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