511 Hawthorne St, Covington, KY 41014 Property Records

Kenton County property record for 511 Hawthorne St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 927 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Aug 2022)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-031.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-031.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	927 sqft Finished Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	511 HAWTHORNE ST
City	COVINGTON
State	KY
Zip	41014-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOTS 118-119
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	188119
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	722 JOHNS HILL RD, WILDER, KY 41076-1421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 4, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC
Sep 10, 2019	Quit Claim Deed, Transfer SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	20220819243
Deed Book / Page	185 / 118
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	0424059001
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 19, 2022
Property Address	511 HAWTHORNE ST, COVINGTON, KY 41014-1027
Document Number	0005900243
Book / Page	185 / 118
Map Reference	MB 167 PG 184
Instrument Date	Aug 15, 2022
Instrument	22081905900243
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7173 DEER RUN DR, 7173, AMHERST, OH 44001-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 JOHNS HILL RD, WILDER, KY 41076-1420

Mortgage

Document Number	0005900244
Date	Aug 19, 2022
Book Page	400/50
Instrument	22081905900244

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 4, 2019
Property Address	511 HAWTHORNE ST, COVINGTON, KY 41014-1027
Document Number	0000000083
Book / Page	0C6769 / 000146
Instrument Date	Sep 12, 2019
Instrument	83
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$123.90
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HAWTHORNE ST COVINGTON KY 410141027, COVINGTON, KY 41014-1027

Mortgage

Document Number	84
Date	Oct 4, 2019
Book Page	0C6769/000150
Instrument	84

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

Mortgage

Document Number	85,
Date	Oct 4, 2019
Book Page	0C6769/000166
Instrument	85

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2029

Interest

Rate	12%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 10, 2019
Property Address	511 HAWTHORNE ST, COVINGTON, KY 41014-1027
Document Number	0000000016
Book / Page	0C6748 / 000297
Instrument Date	Sep 9, 2019
Instrument	16
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 HAWTHORNE ST COVINGTON KY 410141027, COVINGTON, KY 41014-1027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,900 (-) Land $10,000 Building $169,900	$179,900 (-) Land $10,000 Building $169,900
2025	$2,383.00 (-0.54%)	$179,900 (-) Land $10,000 Building $169,900	$179,900 (-) Land $10,000 Building $169,900
2023	$2,396.00	$179,900 Land $10,000 Building $169,900	$179,900 Land $10,000 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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