511 Hawthorne Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 511 Hawthorne Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,327 sqft · built 2004
Lot Size	0.277 acres (12,056 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Oct 2019)
Tax Bill	$7,939 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-12-355-046`

Property Details

APN / Parcel Number

Primary APN	`28-22-12-355-046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,327 sqft Living Area
Gross Area	3,854 sqft
1st Floor Area	1,009 sqft
Attic	Attic
Attic Area	693 sqft
Basement Area	1,234 sqft
Finished Basement	400 sqft
Unfinished Basement	834 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	12,056 sqft (0.277 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	511 HAWTHORNE DR
City	SAINT JOSEPH
State	IL
Zip	61873-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 708 WOODARDS CRESTLAKE SUB NO 7
Legal Range	10E
Legal Township	19N
Legal Section	12
Legal Subdivision	WOODARDS CRESTLAKE SUB NO 7
Legal Lot Number	708
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2013
Census Tract	10701

Owner

511 Hawthorne Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Transfer · FHA Mortgage FARM CREDIT ILLINOIS FLCA
Aug 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE GIFFORD STATE BANK
Oct 16, 2019	Warranty Deed, Transfer · Closed-End Mortgage THE GIFFORD STATE BANK
Jun 26, 2017	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Deed Document Number	201917264
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0000017264
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 18, 2021
Property Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Document Number	0000006303
Instrument Date	Feb 18, 2021
Instrument	2021R06303
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 HAWTHORNE DRIVE, THOMASBORO, IL 61878
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006304
Date	Mar 18, 2021
Instrument	2021R06304

Lender

Name	FARM CREDIT ILLINOIS FLCA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014546
Date	Aug 3, 2017
Instrument	2017R14546

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018189
Date	Sep 9, 2020
Instrument	2020R18189

Lender

Name	THE GIFFORD STATE BANK
Type	Bank
Address	SAINT JOSEPH, IL 61873

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.95%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 16, 2019
Property Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Document Number	0000017264
Map Reference	DOC 2003R52251
Instrument Date	Oct 10, 2019
Instrument	2019R17264
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430

Mortgage

Document Number	0000017265
Date	Oct 16, 2019
Instrument	2019R17265

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 12, 2020

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 26, 2017
Property Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430
Document Number	0000011399
Map Reference	DOC200R52251
Instrument Date	Apr 21, 2017
Instrument	2017R11399
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	511 HAWTHORNE DR, SAINT JOSEPH, IL 61873-8430

Mortgage

Document Number	0000011401
Date	Jun 26, 2017
Instrument	2017R11401

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,600 Land $19,510 Building $108,090	$382,800 Land $58,530 Building $324,270
2024	$7,939.00
2022	$7,050.00 Homeowner's exemption	$101,840 Land $15,570 Building $86,270	$305,520 Land $46,710 Building $258,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 Hawthorne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 511 Hawthorne Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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