511 Harvard Rd, San Mateo, CA 94402 Property Records

San Mateo County property record for 511 Harvard Rd, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,140 sqft · built 1938
Lot Size	0.193 acres (8,401 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Mar 2000)
Tax Bill	$33,016 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-102-150`

Property Details

APN / Parcel Number

Primary APN	`034-102-150`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,140 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,160 sqft
2nd Floor Area	890 sqft
Basement Area	740 sqft
Family Room	Family Room
Study	Study
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,401 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	511 HARVARD RD
City	SAN MATEO
State	CA
Zip	94402-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 BLOCK 6 BAYWOOD RSM 16/3 4 5 CITY OF SAN MATEO
Legal Subdivision	BAYWOOD
Legal Block	6
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1010
Census Tract	606500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 HARVARD RD, SAN MATEO, CA 94402-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 24, 2017	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2000 · Amount on Record
Deed Sale	Mar 21, 2000 · Amount on Record
Deed Document Number	200032488
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000015518
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 26, 2026
Property Address	511 HARVARD RD, SAN MATEO, CA 94402-2218
Document Number	0000015518
Map Reference	MB 16 PG 3-5
Instrument Date	Mar 25, 2026
Instrument	2026-015518
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HARVARD RD, SAN MATEO, CA 94402-2218

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	511 HARVARD RD, SAN MATEO, CA 94402-2218
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HARVARD RD, SAN MATEO, CA 94402-2218

Mortgage

Document Number	0000173400
Date	Dec 20, 2021
Instrument	2021-173400

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	511 HARVARD RD, SAN MATEO, CA 94402-2218
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017033
Date	Feb 24, 2017
Instrument	2017-017033

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,773,951 (+2%) Land $1,371,754 Building $1,402,197
2025	$33,016.00 (+1.09%) Homeowner's exemption	$2,719,561 (+4.04%) Land $1,344,857 Building $1,374,704
2024	$32,661.00 (+2.62%)
2023	$31,826.00 (+0.15%) Homeowner's exemption	$2,613,961 Land $1,292,636 Building $1,321,325	$3,212,820
2022	$31,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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