Gaston County property record for 511 Hand Cir, Lowell, NC 28098 · Last verified January 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 912 sqft · built 1970 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Feb 2005) |
| Tax Bill | $2,550 (2023) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128548 |
| Primary APN | 128548 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Flooring | Combination, Other |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Foundation Type | Footing |
| Roof Material | Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 78 ft deep x 207 ft wide |
| Porch | Porch |
| Porch Area | 32 sqft |
| Heating System | Gas |
|---|
| Street Address | 511 HAND CIR |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05 012 082 02 000 |
| Legal Subdivision | LINEBERGER DRIVE LOWELL |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31303 |
Source: Gaston County records · APN 128548
Assessment roll updated January 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 511 HAND CIR, LOWELL, NC 28098-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC |
| Aug 01, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHARONVIEW FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2005 · Amount on Record |
| Deed Sale | Feb 04, 2005 · Amount on Record |
| Prior Sale | Aug 06, 2004 · Amount on Record |
| Deed Document Number | 0004098981 |
| Deed Book / Page | 4098 / 981 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 511 HAND CIR, LOWELL, NC 28098-1915 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0055881505 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 5588/1505 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 511 HAND CIR, LOWELL, NC 28098-1915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 650 S TRYON ST 8TH 8TH, 88, CHARLOTTE, NC 28202-3271 |
| Document Number | 0054170276 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 5417/276 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SILVERDALE, WA 98383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 07, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 511 HAND CIR, LOWELL, NC 28098-1915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0052522212 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 5252/2212 |
| Name | AURORA FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 511 HAND CIR, LOWELL, NC 28098-1915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0050572154 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 5057/2154 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jun 25, 2039 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,550.00 | $215,260 Land $22,000 Building $193,260 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710313032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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