511 Gray St, Dowagiac, MI 49047 Property Records

Cass County property record for 511 Gray St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,116 sqft · built 1900
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$32,000 (Sep 2017)
Tax Bill$1,368 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN14-160-300-793-01

Property Details

APN / Parcel Number

Primary APN14-160-300-793-01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,116 sqft Building Perimeter
1st Floor Area1,116 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCondo/Apartment
Lot Area23,087 sqft (0.53 acres)
Garage Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address511 GRAY ST
CityDOWAGIAC
StateMI
Zip49047-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2128 LOTS 90 91 & 92. MESHEW'S FAIRGROUNDS ADDITION CITY OF DOWAGIAC.
Legal SubdivisionMESHEW FAIRGROUNDS ADD
Legal Lot Number90,92
Legal Unit15
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group5
Census Block5022
Census Tract2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 417, DOWAGIAC, MI 49047-0417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2019Deed of Trust, Mortgage · Line of Credit
MICHIGAN HOMEOWNER NONPROFIT HOUSING COR
Sep 25, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2017 · Amount on Record
Deed SaleSep 25, 2017 · Amount on Record
Prior SaleMar 21, 2012 · Amount on Record
Deed Book / Page1129 / 122
Prior Transfer DateSep 8, 2010
Prior Transfer Doc1015/1004
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address511 GRAY ST, DOWAGIAC, MI 49047-1528
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1161/0921
DateOct 4, 2019
Book Page1161/0921
Lender
NameMICHIGAN HOMEOWNER NONPROFIT HOUSING COR
TypeNon-Lending Institution
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionCASS MI
Recording DateSep 25, 2017
Property Address511 GRAY ST, DOWAGIAC, MI 49047-1528
Document Number1129/0122
Book / Page1129 / 0122
Instrument DateMar 3, 2014
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 417, DOWAGIAC, MI 49047-0417

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,700 (+13.54%) Land $58,700$117,400 (+13.54%) Land $117,400
2025$1,368.00 (+19.16%) Homeowner's exemption$51,700 (+19.95%) Land $51,700$103,400 (+19.95%) Land $103,400
2023$43,100$86,200
2022$1,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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