511 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 511 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,079 sqft · built 2008
Owner	2 Individual Names on File
Last Sale	$222,000 (Apr 2022)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`086944-1309`

Property Details

APN / Parcel Number

Primary APN	`086944-1309`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008

Location & Zoning

Street Address	511 GOLDEN LAKE LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32084-5858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOFTS AT SEBASTIAN COVE CONDO PH 13 (OR3039/1470 & 3133/635) UNIT 13-9 OR5544/892
Legal Range	29E
Legal Township	07S
Legal Section	04
Legal Subdivision	LOFTS AT SEBASTIAN COVE
Legal Phase	13
Legal Block	1
Legal Lot Number	9
Legal Unit	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1035
Census Tract	20904

Owner

511 Golden Lake Loop, a condominium, is owned by two individuals who bought it in April 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32142 CORTE GARDANO, TEMECULA, CA 92592-3865
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	202242223
Deed Book / Page	5544 / 892
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 25, 2022
Property Address	511 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5858
Document Number	0055440892
Book / Page	5544 / 892
Map Reference	MB 3039 PG 1470
Instrument Date	Apr 22, 2022
Instrument	2022042223
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 CENTRE RD STE 203, 203, WILMINGTON, DE 19805-1266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32142 CORTE GARDANO, TEMECULA, CA 92592-3865

Mortgage

Document Number	0005544897
Date	Apr 25, 2022
Instrument	5544/897

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 30, 2021
Property Address	511 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5858
Document Number	0054571525
Book / Page	5457 / 1525
Map Reference	MB 3039 PG 1470
Instrument Date	Dec 23, 2021
Instrument	2021140759
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount on Record
Tax	$1,337.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 511 Golden Lake Loop was $2,293, up 7.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,600 (-) Building $169,600	$169,600 (-) Building $169,600
2025	$2,293.00 (+7.3%)	$169,600 (-)	$169,600 (-)
2024	$2,137.00 (-5.15%)	$169,600 (-4.02%)	$169,600 (-4.02%)
2023	$2,253.00 (+13.1%)	$176,700 (+14%)	$176,700 (+14%)
2022	$1,992.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Golden Lake Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Golden Lake Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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