511 Gene Dr, Havelock, NC 28532 Property Records

Craven County property record for 511 Gene Dr, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1982
Lot Size	0.319 acres (13,902 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2024)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-220-D-E-007`

Property Details

APN / Parcel Number

Primary APN	`6-220-D-E-007`
Alternative APNs	`123385` `96476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,200 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,902 sqft (0.319 acres)
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	96476
Old Parcel Number	6-220-D-E007
Street Address	511 GENE DR
City	HAVELOCK
State	NC
Zip	28532-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK E CASTLE DOWNS SEC 2
Legal Subdivision	CASTLE DOWNS
Legal Block	E
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	3
Census Block	3009
Census Tract	961302

Owner

Source: Craven County records · APN 6-220-D-E-007

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	511 GENE DR, HAVELOCK, NC 28532-1775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 14, 2018	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	0038111865
Deed Book / Page	3811 / 1865
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 18, 2022
Property Address	511 GENE DR, HAVELOCK, NC 28532-1775
Document Number	003708/902
Book / Page	3708 / 902
Map Reference	CAB B SL 312
Instrument Date	Jan 11, 2022
Instrument	10090237
Transaction Type	Transfer
Record Updated	Feb 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	VMA 23 1 MAG 14 2D MAW, 1, CHERRY POINT, NC 28533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GENE DR, HAVELOCK, NC 28532-1775

Mortgage

Document Number	0003708905
Date	Jan 18, 2022
Instrument	3708/905

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	511 GENE DR, HAVELOCK, NC 28532-1775
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3592/1211
Date	Nov 19, 2019
Book Page	3592/1211
Instrument	10046629

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 14, 2018
Property Address	511 GENE DR, HAVELOCK, NC 28532-1775
Document Number	3555/1374
Book / Page	3555 / 1374
Instrument Date	Nov 27, 2018
Instrument	10031183
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 GENE DR, HAVELOCK, NC 28532-1775

Mortgage

Document Number	03555/1377
Date	Dec 14, 2018
Book Page	3555/1377
Instrument	10031184

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (+4.07%)	$167,440 (-) Land $40,000 Building $127,440	$167,440 (-) Land $40,000 Building $127,440
2023	$1,943.00 (+26.99%)	$167,440 (+30.96%) Land $40,000 Building $127,440	$167,440 (+30.96%) Land $40,000 Building $127,440
2022	$1,530.00	$127,860 Land $35,000 Building $92,860
2018			$127,860 Land $35,000 Building $92,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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