Harrison County property record for 511 Garic St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 982 sqft · built 1964 |
| Lot Size | 0.07 acres (3,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jun 2020) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410G-04-021.000 |
| Primary APN | 1410G-04-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 982 sqft Adjusted Area |
| 1st Floor Area | 754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,055 sqft (0.07 acres) |
| Lot Dimensions | 65 ft deep x 47 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 511 GARIC ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 65 FT OF LOT 31 KUHNS 2ND ADD. |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | KUHNS 2ND ADD |
| Legal Lot Number | 31 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 4000 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6222 SHADY CREEK DR, BILOXI, MS 39532-8314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MISSISSIPPI |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jun 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage KEESLER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on Record |
| Deed Sale | Jun 9, 2020 · Amount on Record |
| Prior Sale | Oct 9, 2019 |
| Deed Document Number | 20201920DJ2 |
| Prior Transfer Date | Jun 5, 2020 |
| Prior Transfer Doc | 20200001920DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 511 GARIC ST, BILOXI, MS 39530-2411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220004803TJ2 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-0004803-T-J2 |
| Name | COMMUNITY BANK MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 20, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 511 GARIC ST, BILOXI, MS 39530-2411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200002692TJ2 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020-0002692-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 5, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 9, 2020 |
| Property Address | 511 GARIC ST, BILOXI, MS 39530-2411 |
| Document Number | 20200001920DJ2 |
| Map Reference | PB 2 PG 2 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2020-0001920-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 193 SAINT GEORGE AVE, 193, BILOXI, MS 39530-3430 |
| Name | Verified Name |
|---|---|
| Address | 193 SAINT GEORGE AVE, BILOXI, MS 39530-3430 |
| Document Number | 20200001871TJ2 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020-0001871-T-J2 |
| Name | KEESLER FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874.00 (+6.07%) | $7,823 (+5.05%) | $52,155 (+5.06%) Land $5,513 Building $46,642 |
| 2024 | $824.00 (+0.86%) | ||
| 2023 | $817.00 | $7,447 | $49,643 Land $5,513 Building $44,130 |
| 2022 | $817.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 187 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 4 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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