511 Gardner St, Belvidere, IL 61008 Property Records

Boone County property record for 511 Gardner St, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1920
Lot Size0.206 acres (8,976 sqft)
OwnerIndividual Name on File
Last Sale$126,400 (Nov 2021)
Tax Bill$3,290 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-106-002

Property Details

APN / Parcel Number

Primary APN05-25-106-002
Alternative APN
  • 05-05-25-106-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area1,728 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,976 sqft (0.206 acres)
Lot Dimensions136 ft deep x 66 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-25-106-002
Street Address511 GARDNER ST
CityBELVIDERE
StateIL
Zip61008-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-44-3 LT 2 BLK 5 1ST ADD TO MAPLE RANGE 511 GARDNER ST
Legal Subdivision1ST ADD TO MAPLE RANGE
Legal Block5
Legal Lot Number2
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group1
Census Block1053
Census Tract10101

Owner

Source: Boone County records · APN 05-25-106-002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address511 GARDNER ST, BELVIDERE, IL 61008-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Nov 09, 2021Warranty Deed, Transfer · Conventional Mortgage
BLACKHAWK BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2021 · Amount on Record
Deed SaleNov 09, 2021 · Amount on Record
Prior SaleFeb 24, 2010 · Amount on Record
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address511 GARDNER ST, BELVIDERE, IL 61008-2327
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R07333
DateNov 13, 2020
Instrument2020R07333
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateNov 09, 2021
Property Address511 GARDNER ST, BELVIDERE, IL 61008-2327
Document Number2021R07985
Map ReferenceMB 2 PG 15
Instrument DateOct 08, 2021
Instrument2021R07985
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$189.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1251, BELVIDERE, IL 61008-1237

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 GARDNER ST, BELVIDERE, IL 61008-2327

Mortgage

Document Number2021R07986
DateNov 09, 2021
Instrument2021R07986
Lender
NameBLACKHAWK BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number2021R07987
DateNov 09, 2021
Instrument2021R07987
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,290.00 (-4.33%) Homeowner's exemption$47,312 (+0.69%) Land $3,882 Building $43,430$141,936 (+0.69%) Land $11,646 Building $130,290
2024$46,986 (+26.6%) Land $3,882 Building $43,104$140,958 (+26.6%) Land $11,646 Building $129,312
2022$3,439.00$37,115 Land $5,953 Building $31,162$111,345 Land $17,859 Building $93,486

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170070101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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