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511 Garden View Ter, Fleming Island, FL 32003 Property Records

Clay County property record for 511 Garden View Ter, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,756 sqft · built 1991
Lot Size0.253 acres (11,064 sqft)
OwnerOwner Name on File
Last Sale$178,000 (Jul 2014)
Tax Bill$2,134 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-05-26-014173-004-68

Property Details

APN / Parcel Number

Primary APN04-05-26-014173-004-68

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,756 sqft Heated Area
Gross Area2,490 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,064 sqft (0.253 acres)
Lot Dimensions135 ft deep x 82 ft wide
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area94 sqft
Patio Area630 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address511 GARDEN VIEW TER
CityFLEMING ISLAND
StateFL
Zip32003-8306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 34 HARVEST BEND UNIT 2 O R3665 PG 362
Legal Range26
Legal Township05
Legal Section04
Legal SubdivisionHARVEST BEND
Legal Lot Number34
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3009
Census Tract30701

Owner

The current owner of 511 Garden View Ter bought it in July 2014.

Source: Clay County records, as of December 18, 2025

Owner of RecordOwner Name on File
Mailing Address511 GARDEN VIEW TER, FLEMING ISLAND, FL 32003-8306
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2014 · Amount on File
Deed SaleJul 31, 2014 · Amount on File
Prior SaleNov 17, 2004 · Amount on File
Deed Document Number2014038203
Deed Book / Page3665 / 0362
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address511 GARDEN VIEW TER, FLEMING ISLAND, FL 32003-8306
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 GARDEN VIEW TER, FLEMING ISLAND, FL 32003-8306

Mortgage

Document Number0044330423
DateMar 23, 2021
Book Page4433/423
Instrument2021017853
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 511 Garden View Ter was $2,134 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,134.00 Homeowner's exemption$180,120$310,070 Land $50,000 Building $260,070
2023$2,305.00 (+8.73%) Homeowner's exemption$169,946 (+3%)$301,325 (+12.97%) Land $50,000 Building $251,325
2022$2,120.00 Homeowner's exemption$164,997$266,726 Land $45,000 Building $221,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Garden View Ter in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Garden View Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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