511 Franklin St, Dekalb, IL 60115 Property Records

DeKalb County property record for 511 Franklin St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.123 acres (5,352 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Nov 2021)
Tax Bill	$3,696 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-306-014`

Property Details

APN / Parcel Number

Primary APN	`08-23-306-014`

Exterior

Lot Area	5,352 sqft (0.123 acres)

Location & Zoning

Account Number	0823306014
Street Address	511 FRANKLIN ST
City	DEKALB
State	IL
Zip	60115-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 - CHAMBERLAINS RESUB
Legal Subdivision	CHAMBERLAINS RESUB
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4007
Census Tract	1300

Owner

Source: DeKalb County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	511 FRANKLIN ST, DEKALB, IL 60115-3848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Mar 19, 2018	Grant Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	202114941
Prior Transfer Date	Jun 26, 2013
Prior Transfer Doc	0000008548
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Aug 5, 2026
Property Address	511 FRANKLIN ST, DEKALB, IL 60115-3848
Document Number	0000006890
Instrument Date	May 8, 2026
Instrument	20266890
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FRANKLIN ST, DEKALB, IL 60115-3848

Mortgage

Document Number	0000006890,
Date	Aug 5, 2026
Instrument	20266890

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Dec 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2021
Property Address	511 FRANKLIN ST, DEKALB, IL 60115-3848
Document Number	0000014941
Map Reference	DOC 322545
Instrument Date	Nov 12, 2021
Instrument	2021014941
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FRANKLIN ST, DEKALB, IL 60115-3848

Mortgage

Document Number	0000014942
Date	Nov 16, 2021
Instrument	2021014942

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 19, 2018
Property Address	511 FRANKLIN ST, DEKALB, IL 60115-3848
Document Number	0000002418
Instrument Date	Mar 16, 2018
Instrument	2418
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FRANKLIN ST DEKALB IL 601153848, DEKALB, IL 60115-3848

Mortgage

Document Number	2419
Date	Mar 19, 2018
Instrument	2419

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2033

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,385 (+25.6%) Land $10,399 Building $46,986	$172,155 (+25.6%) Land $31,197 Building $140,958
2024	$3,696.00
2023		$45,690 Land $8,280 Building $37,410	$137,070 Land $24,840 Building $112,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

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