511 Franklin St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 511 Franklin St, Colonial Beach, VA 22443

Property Summary

Property Type	Manufactured or Modular Home
Details	1 ba · 1,315 sqft · built 1975
Lot Size	0.222 acres (9,700 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (May 2026)
Tax Bill	$486 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A2-9-59`

Property Details

APN / Parcel Number

Primary APN	`3A2-9-59`
Alternative APN	`20197`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,700 sqft (0.222 acres)
Driveway	Driveway
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20197
Street Address	511 FRANKLIN ST
City	COLONIAL BEACH
State	VA
Zip	22443-2017
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SF
Legal Description	M K J SUB LOT 59DB 528 PG 746 R/S
Legal Subdivision	M K J
Legal Lot Number	59
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1037
Census Tract	10402

Owner

511 Franklin St, a residential property, is owned and occupied by an individual who bought it in May 2026.

Source: Westmoreland County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	511 FRANKLIN ST, COLONIAL BEACH, VA 22443-2017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	1003 / 1119
Prior Transfer Date	May 13, 2026
Prior Transfer Doc	1003001119
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 19, 2026
Property Address	511 FRANKLIN ST, COLONIAL BEACH, VA 22443-2017
Document Number	1003001119
Book / Page	1003 / 1119
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transaction

Amount	Amount on Record
Tax	$3,030.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 FRANKLIN ST, COLONIAL BEACH, VA 22443-2017

Mortgage

Document Number	1003001123,
Date	May 19, 2026
Book Page	1003/1123

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 511 Franklin St was $486.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$486.00	$115,800 Land $47,500 Building $68,300	$115,800 Land $47,500 Building $68,300
2023		$115,800 Land $47,500 Building $68,300	$115,800 Land $47,500 Building $68,300
2022	$463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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